DEED OF TRUST
<br />Loan No: 773965 200206398 (Continued) Page 6
<br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided in this Deed of Trust.
<br />Lender. The word "Lender" means Five Points Bank, its successors and assigns. The words "successors or assigns" mean any person or
<br />company that acquires any interest in the Note.
<br />Note. The word "Note" means the promissory note dated June 7, 2002, In the original principal amount of $4,936.50 from
<br />Trustor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and substitutions for the
<br />promissory note or agreement. The maturity date of this Deed of Trust is June 12, 2012-
<br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter
<br />owned by Trustor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all
<br />replacements of, and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance
<br />proceeds and refunds of premiums) from any sale or other disposition of the Property.
<br />Property. The word "Property" means collectively the Real Property and the Personal Property.
<br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust.
<br />Related Documents. The words "Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental
<br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deeds, collateral mortgages, and all other instruments,
<br />agreements and documents, whether now or hereafter existing, executed in connection with the Indebtedness.
<br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and Other benefits derived from the
<br />Property.
<br />Trustee. The word "Trustee" means Five Points Bank, whose address is P.O Box 1507, Grand Island, NE 68802 -1507 and any substitute or
<br />successor trustees.
<br />Trustor. The word " Trustor' means GARY D RUFF and BARBARA J RUFF.
<br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO
<br />ITS TERMS.
<br />TRUSTOR
<br />x p 6
<br />BARY U f 7, Individually ir If
<br />BARBARA J RUFF, Individually
<br />INDIVIDUAL ACKNOWLEDGMENT
<br />STATE OF
<br />)SS
<br />COUNTY OF ' )
<br />On this day before me, the undersigned Notary Public, personally appeared GARY D RUFF and BARBARA J RUFF, Husband and Wife, to me
<br />known to be the individuals described in and who executed the Deed of Trust, and acknowledged that they signed the Deed of Trust as their free
<br />and voluntary act and deed, for the uses and purposes therein mentioned.
<br />Given under my hand and official seal this v--� day of 20
<br />BY
<br />Notary Public in a tl far State of
<br />II GENERAL NOTARY-State of Nebraska
<br />VICKY J. ZABKA
<br />MY Comm. Ellp, Dec. 30, 2002
<br />Residing at
<br />My commission expires
<br />
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