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200206382 shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mall to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. 18. Governing Law; Severabliity; Rules Of Construction. This Security Instrument shall be governed by federal law and the law of the judsdlcllon In which the Property is located. Al rights and obligations contained In this Security Instrument are subject to any requirements and limitations of Applicable Law, Applicable Law might explicitly or Implicitly allow the parties to agree by contract or it might be sllent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such contact shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used In this Security Instrument: (a) words of the masculine gender shag mean and Include corresponding neuter words or words of the feminine gender, (b) words In the singular shall mean and Include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, 'Interest In the Property' means any legal or beneficial Interest In the Property, including, but not limited to, those beneficial Interests transferred In a bond for deed, contract for deed, Installment sales contract or escrow agreement, the Intent of which Is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest In the Property Is sold or transferred (or it Borrower is not a natural person and a beneficial Interest in Borrower u sold or transfened) without Lender's prior written consent, Lender may require Immediate payment In fug of all sums secured by this Security Instrument. However, this option shag not be exercised by Lender it such exercise Is prohibited by Applicable Law, If Lender exercises this option, Lender shag give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice Is given In accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower tells to pay these sums prlor to the expiration of this period, Lender may Invoke any remedies pemyged by this Security Instrument without further notice or demand on Borr ower. 19. Borrower's Right to Reinstate After ACceleratlon. 11 Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained In this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; of (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower. (a) pays Lender all sums which then would be due under this Security Instrument and the Note as it no acceleration had occurred; (b) cures any delault of any other covenants or agreements; (c) pays all expenses Incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property Inspection and valuation fees, and other fees Incurred for the purpose of protecting Lender's interest In the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's Interest in the Property and rights under this Security Instrument, and Borrowers obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses In one or more of the following forms, as selected by Lender. (a) cash; (b) money order; (c) ceri0ed check, bank check, treasurer's check or cashier's check, provided any such check Is drawn upon an institution whose deposits are Insured by a federal agency, Instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as If no acceleration had occurred, However, this right to reinstate shag not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial Interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result In e change In the entity (known as the "Loan Servlcer') that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servlcer unrelated to a sale of the Note. If there Is a change of the Loan Servlcer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servlcer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing. it the Note is sold and thereafter the Loan Is serviced by a Loan Servlcer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servlcer or be transferred to a successor Loan Servlcer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an Individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security instrument or that alleges that the other parry has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other parry (with such notice given In compliance with the requirements of Section 15) of such alleged breach and afforded the other parry hereto a reasonable petod after the giving of such notice to take corrective action. if Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used In this Section 21: (a) 'Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, kerosene, other flammable or to* petroleum products, toxic peslicidea and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materiels; (b) "Environmental Law' means federal laws and laws of the jurisdiction where the Property Is located that relate to health, safety or environmental protection; (c) 'Environmental Cleanup" Includes any response action, remedial action, or removal action, as defined In Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shag not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or In the Property. Borrower shag not do, nor allow anyone else to do, anything affecting the Property (a) that Is In violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shag not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (Including, but not limited to, hazardous substances in consumer products). NEBRASKA single Family- Fannie Mae/Freddle Mac UNIFORM INSTRUMENT Form 3028 1/0 (peps r a 9 c > F18595.LM0 (/time)