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Yd <br />• <br />A <br />RI <br />T <br />(1 <br />= <br />C <br />m <br />N <br />T <br />n <br />n <br />Z <br />n <br />= <br />� <br />T <br />0 <br />CD <br />O <br />® <br />n <br />((n <br />x <br />N <br />m <br />ry <br />lV <br />v <br />Q. <br />O <br />y <br />C� <br />T1 -,• <br />N <br />7 <br />J <br />` <br />O <br />Mme <br />r T.. <br />Q0 <br />Co <br />W <br />Co <br />CJ <br />`..�.. <br />Co <br />Co <br />N <br />ce <br />2002063 &9v <br />[Space Above This Line For Recording Data] <br />J \ <br />DEED OF TRUST \ <br />DEFINITIONS <br />Words used In multiple sections of this document are defined below and other words are defined In Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used In this document are also provided In Section 18. <br />(A) "Security Instrument" means this document, which is dated June 12th 2002 , together <br />with all Riders to this document, <br />(B) "Borrower" is Thomas L Hornbacher and Lois D. Hornbacher, husband and wife <br />Borrower Is the trustor under this Security Instrument. <br />(C) "Lender" Is Lincoln Federal Savings Bank of Nebraska Lander is <br />a — Corporation organized and existing under the laws of the Unite tates America <br />Lender's address is 1121-!N-" "N" S eet Lincoln NE 68508 <br />Lender is the beneficiary under this Security Instrument. <br />(D) 'Trustee" is Lincoln Federal Savings Bank of Nebraska <br />(E) "Note" means the promissory note signed by Borrower and dated June 12th 2002 The Nate <br />states that Borrower owes Lender Two Hundred Thirty Two Thousand Two Hundred and 001100 <br />Dollars (U.S. S 232.200.00 1 plus Interest. Borrower has promised to pay this debt in <br />regular Periodic Payments and to pay the debt In full not later than _. July 1, 2032 <br />(F) "Property" means the property that is descdbed below under the heading 'Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus Interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus Interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Rlders are to be <br />executed by Borrower [check box as applicable]: <br />❑ AdJustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider <br />❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Other(s) [specity] <br />❑ 1-4 Famly Rlder ❑ Biweekly Payment Rider <br />(I} "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />adminlstratNe rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are Imposed on Borrower or the Property by a condominium association, homeowners association or slmllar <br />organization. <br />NEBRASKA singe Family- Fande Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 <br />F16%5.La1G (11/00) (page 1 of 9 pages) <br />