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200206379 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />" I (Seal) <br />EDWARD J COSGO FFF 6� Borrower <br />(Seal) <br />QEM L COSGRIFF - Borrower <br />(Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />_ (Seal) <br />- Borrower <br />229146 <br />C �OME) (oom) Pape 14 of 16 Form 3028 1101 <br />c <br />