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» <br />DU TN I'1 IONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, I I, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) °Seen city l n stru me n C means th i s docu ment, winch is dated June 13th 2002 <br />all Riders m this document_ <br />(B) `Borrower" is Tony J Urias and Diane G Urias, as husband and wife <br />Borrower is the trustor under this Security Instrument <br />(C) "Lender" is United Nebraska Bank _ .Lender <br />is a Corporation organized and existing under the lawsof the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 _ <br />Lender is the bene0cieryundcr this Security Instmment. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) `Nate" means the promissory note signed by Borrower and dated June 13th 2002 . The Note <br />states that Borrower owes Lender One Hundred Fifty Two Thousand and 00 /100 <br />_ <br />Dollars (U.S.$152000.00 )plusinterest. Borrowerhaspromised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not liner than July 1, 2032 <br />(F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property," <br />(G) "Loan" means the debt evidenced by the Note, plus interest, anyprepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(11) ` Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]' <br />❑ <br />Adjustable Rate Rider <br />A n <br />m� <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />n <br />n <br />to ran <br />c x x <br />❑ <br />Biweekly Payment Rider <br />= <br />1' <br />" <br />-; <br />ran <br />n <br />z <br />c <br />o o+ <br />c <br />° co <br />•� <br />�. <br />n <br />N <br />_ <br />�, <br />r <br />Ol <br />t• <br />rJ <br />CJ ec, <br />20020637 <br />[Space <br />Above <br />This Line For Recording Data <br />DEED OF TRUST <br />C <br />DU TN I'1 IONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, I I, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) °Seen city l n stru me n C means th i s docu ment, winch is dated June 13th 2002 <br />all Riders m this document_ <br />(B) `Borrower" is Tony J Urias and Diane G Urias, as husband and wife <br />Borrower is the trustor under this Security Instrument <br />(C) "Lender" is United Nebraska Bank _ .Lender <br />is a Corporation organized and existing under the lawsof the State of Nebraska <br />Lender's address is 700 North Webb Road Grand Island, NE 68803 _ <br />Lender is the bene0cieryundcr this Security Instmment. <br />(D) "Trustee" isUnited Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) `Nate" means the promissory note signed by Borrower and dated June 13th 2002 . The Note <br />states that Borrower owes Lender One Hundred Fifty Two Thousand and 00 /100 <br />_ <br />Dollars (U.S.$152000.00 )plusinterest. Borrowerhaspromised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not liner than July 1, 2032 <br />(F) "Property" means the property that is described below under the heading `Transfer of Rights in the Property," <br />(G) "Loan" means the debt evidenced by the Note, plus interest, anyprepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(11) ` Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]' <br />❑ <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />❑ Second home Rider <br />❑ Otber(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />admiuistahve rules and orders (that have the effect of law) as well m all applicable final, non- appealablejudicial opinions. <br />(.p "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that ale <br />imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terminal, telephonic inslrunenl, computer, or magnetic tape <br />so as to or del, instruct, or authorize a financial institution to debit or credit as account. Such term includes, but is not limited <br />to, point -of -sal, transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award ofdamages, or proceeds paid by any third <br />party (other than insurance proceeds paid underthe coverages described in Section 5) for: (1) damage to, ordestruction of, <br />the Property; (it) condemnation or other taking ofall or any part ofthe Property; (iii) conveyance in lieu ofcondemnatiom or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularlyseheduled amount due tor (it principal and interest under the Note, plus (it) <br />any amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real 1 -mate Settlement Procedures Act (12 U.S.C. ss2601 et seq.) and ifs implemenfing regulation, <br />Regulation X (24 C U R. Part 3500), as they might be amended from time to time, or any additional m successor legislation <br />.SEURASKA si,gle Pmnily— Fannie Mae/Frediie Mae UNIFORM INSTRUMENT furm3028 1 /e1 (pnyeluf8 pgeyl <br />9754_(O(IQ2) GI11Ya <br />G0TG(000236w) <br />