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200206366 <br />BY SIGNING BELOW, Borrower accepts anti agrees to the ternis contained in this Security Instrument and in <br />any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />z,�. ,, y ✓�a (Seal) <br />DOUG J✓RU �` Bormwcr <br />Rorrowcr <br />- Bormwer - Borrower <br />(Seal) (Seal) <br />Borrower - BOrrowcr <br />(Seal) (Seal) <br />- Bonwer - Borrower <br />STATE OF NEBRASKA, BALL County as: <br />The foregoing instrument was acknowledged before me this 13TH day of JUNE , <br />2002 ,by DOUGLAS J RUIZ <br />Witness my hand and notarial seal at Grand Island, Nebraska in said <br />County, the date aforesaid. <br />My Commission Expires: January 30, 2004 <br />=DEBFMlAJ a <br />- <br />n <br />'•�i eft C�" � � <br />Noery Pu�Gc <br />4R(NE) issol i vaee a o1 a <br />