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200206^300 <br />20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the <br />Note (together with Nis Security Instrument) can be sold one or more tones without prior notice to Borrower_ <br />A sale might result in a change in the entity (known as the ' Iaian Servicer ") that collects Periodic Payments <br />due under the Note and this Security Instrument and performs other mortgage loan servicing obligations <br />under the Note, this Security Instrument, and Applicable Law. There also thigh be one or more changes of <br />the Loan Servicer unrelated to a sale of the Note. If there is a change el the Loan Servicer, Borrower will be <br />given written notice of the change which will state the name and address of the new Loan Servicer, the <br />address to which payments should he made and any other information RESPA requires in connection with a <br />notice of transfer of servicing. If the Note is sold mid thereafter the Loan is serviced by a lain Servicer rather <br />than the purchaser of the Note, the mortgage Ivan servicing obligations on Borrower will remain with the <br />Loan Servicer or be transferred to a successor loan Servicer and are not assumed by the Now purchaser <br />unless otherwise provided by the Now purchaser. <br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security <br />Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, <br />this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in <br />compliance with the requirements of Section 15) of such alleged breach and afforded the otter party hereto a <br />reasonable period after the giving of such notice to take corrective action. if Applicable Law provides a time <br />period which must elapse before certain action can be taken, that time period will be, deemed to be reasmabte <br />for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant <br />to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall he deemed to <br />satisfy the notice and opportunity to take corrective action provisions of this Section 20. <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those <br />substances delueed as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the <br />following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and <br />herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) <br />"Environmental Law' means federal laws and laws of the jurisdiction where the Property is located that relate <br />to health, safety or environmental protection; (c) 'Environmental Cleanup" includes any response action, <br />remedial action, or removal action, as defined m Environmental Law; and (d) an 'Environmental Condition" <br />means a condition that can cause, contribute to, or otherwise nigger an Environments] Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous <br />Substances, or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, <br />nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental <br />Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a <br />Hazardous Substance, creams a condition that adversely affects the value of the Property. The preceding two <br />sentences shall not apply to the presence, use, or storage on the Property of shall quantities of Hazardous <br />Substances that are generally recognized to be appropriate to normal residential uses and to hniintenince of <br />the Property (including, but not limited to, hazardous substances in consumer products). <br />Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or <br />otter action by any governmental or regulatory agency or private party revolving the Property and any <br />Hazardous Substance or Envirrnnental Law of which Borrower has actual knowledge, (b) any <br />Environmental Condition, including but not limited m, any spilling, leaking, discharge, release or threat of <br />release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a <br />Hazardous Substance which adversely affects the value of the Property Borrower (cams, or is notified <br />minas <br />&(NE) �nnnal I., ha ohs v4j` -� Form 3029 1/01 <br />