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DEFINITIONS <br />M� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />* ** RE— RECORDED TO CORRECT RIDER <br />U <br />n <br />f'I <br />N <br />O —a <br />D <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ Other(s) [specify] <br />n <br />M <br />cam N <br />� <br />1Drrt <br />W <br />l <br />DEFINITIONS <br />M� <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />* ** RE— RECORDED TO CORRECT RIDER <br />U <br />C? N <br />p R <br />iii999999 <br />N <br />O —a <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ Other(s) [specify] <br />❑ <br />h <br />cam N <br />o T <br />N <br />Y P <br />a <br />O <br />CP <br />`J <br />(ll <br />N <br />o <br />N <br />200205703 <br />20'�°t8 <br />7 <br />Y <br />S <br />C <br />W mds used in multiple sections of this document are defined below and other words are defined to Sections 3, 11, 13, 19,20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated May 28th 2002 , togediel wid, <br />all Riders to this document. <br />(B) "Borrower" is Thomas G. Rogan and Mary 11. Ragan, husband and wife <br />Borrower is the trustar under this Security Instrument <br />(C) "Lender" is United Nebraska Bank . Lender <br />is aCorpnralinn organized and existing under the laws of the State of Nebraska_ <br />Lender's address is 700 North _Webb Road Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "'Trustee",United Nebraska Bank 700 North Webb Road Grand Island, NE 68803 <br />(E) "Note" means tide promissory note signed by Hoirower and dated May 28th 2002 . The Note <br />states that Borrower owes Lender Eighty One Thousand Seven Hundred and 00/100 <br />Dollars(LLS. UL700.00 )plinimuciest. Bormwerhaspromisel <br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than June 1, 2007 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(IT) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]o <br />[� <br />Adjustable Rate Rider <br />❑ <br />Condominium Rider <br />❑ Second Home Rider <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider <br />❑ Other(s) [specify] <br />❑ <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative mles and orders (that have the affect of law) as well as all applicable final, non- appealablejudicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and odrercharges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of Ponds, other than a transaction originated by check, draft, or <br />similar paper instrument, which is initiated through an electronic terroinal, teleplionic instmment, computer, ormagnebc tape <br />so as to order, instruct or authorize a financial institution to debit or credit an account. Suchlermineludes,bntisnotlimiwd <br />to, point- oGside transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and <br />automated clearinghouse lmnslers. <br />(L) "Escrow Items" means those items that am described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award ofdi mages, or proceeds paid by any third <br />party (other than insurance proceeds paid under the coverages described to Section 5) for (i) damage in, or destruction of, <br />the Property; (it) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu ufcondemnadon; or <br />(iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (it) <br />any amour¢ under Section 3 of this Security Instrument. <br />(P) "RISPA" means the Real Estate Settlement Procedures Act 112 U.S -C. §2601 et se¢) and as implementing regulation, <br />Regulation X (24 C R. Part 500), as they might be amended from time to time, or any additional or successor legislation <br />NEBRASKA -Single fanoly— Fannie Mae /Freddie Mae 11NIFORM INSTRUMF_N'I Forn,3028 1 101 (pngc l ofRpngee/ <br />vnacv(i02) cu5s3 <br />U01g000l23dp <br />