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DEED OF TRUST <br />Loan No: 34233 200206188 (Continued) Page <br />Trust. <br />Guaranty. The word "Guaranty" means the guaranty from guarantor, endorser, surety, or accommodation party to Lender, including without <br />limitation a guaranty of all or part of the Note. <br />Hazardous Substances. The words 'Hazardous Substances" mean materials that, because of their quantity, concentration or physical, <br />chemical or infectious characteristics, may cause or pose a present or potential hazard to human health or me environment when Improperly <br />used, treated, stored, disposed of, generated, manufactured, transported or otherwise handled. The words 'Hazardous Substances" are <br />used in their very broadest sense and include without limitation any and all hazardous or toxic substances, materials or waste as defined by <br />or listed under the Environmental taws. The term 'Hazardous Substances" also includes, without limitation, petroleum and petroleum <br />by- products or any fraction thereof and asbestos. <br />Improvements. The word "Improvements" means all existing and future improvements, buildings, structures, mobile homes affixed on the <br />Real Property, facilities, additions, replacements and other construction on the Real Property . <br />Indebtedness. The word " Indebtedness" means all principal, Interest, and other amounts, costs and expenses payable under the Note or <br />Related Documents, together with all renewals of, extensions of, modifications of, consolidations of and substitutions for the Note or Related <br />Documents and any amounts expanded or advanced by Lender to discharge Trustor's obligations or expenses incurred by Trustee or <br />Lender to enforce Trustor's obligations under this Deed of Trust, together with interest on such amounts as provided In this Dead of Trust. <br />Lender. Th. word "Lender " means Bank of Clarks, its successors and assigns. The words 'successors or assigns" mean any person or <br />company that acquires any interest in the Note, <br />Note. The word "Note" means the promissory note rated! February 25, 2002, in the original principal amount of $32,701.60 <br />from Truster to Lender, together with all renewals of extensions of, modifications of, refinancings of, consolidations of, and substitutions for <br />the promissory note or agreement, The maturity date of this Deed of Trust is March 15, 2007. <br />Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter <br />owned by Truster, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all <br />replacements of, and all substitutions for, any of such property: and together with all proceeds (including without limitation all insurance <br />proceeds and refunds of premiums) from any sale or other disposition of the Property. <br />Property. The word "Property" means collectively the Real Property and the Personal Property. <br />Real Property. The words "Real Property" mean the real property, interests and rights, as further described in this Deed of Trust. <br />Related Documents. The words 'Related Documents" mean all promissory notes, credit agreements, loan agreements, environmental <br />agreements, guaranties, security agreements, mortgages, deeds of trust, security deals, collateral mortgages, and all other instruments, <br />agreements and Documents, whether now or hereafter existing, executed in connection with the Indebtedness. <br />Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the <br />Property. <br />Trustee. Th. word "Trustee" means Bank of Clarks, whose address is 301 N. Green, P.O. Box 125, Clarks, NE 68628 -0125 and any <br />substitute or successor trustees. <br />Trustor. The word "Truster" means Brooke J. Fire and Donna Efts. <br />EACH TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS DEED OF TRUST, AND EACH TRUSTOR AGREES TO <br />ITS TERMS. <br />TRUSTOR: <br />r <br />X <br />e J. Ells, In vi wally <br />Winne Elite, lndieidu.11r <br />\ INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF -` 2 t Cx i rti ) <br />)SS <br />COUNTY OF tr1 v -' v.� ) <br />On this day before me, the undersigned Notary Public, personally appeared Brooke J. Ellts and Donna Bill to me known to be the individuals <br />described in and who executed the Dead of Trust, and acknowledged that they signed the Deed of Trust as their free and voluntary act and deed, <br />for the uses and purposes therein mentioned. <br />Given under my hand and official seal this 5� day o1 �� �210 otary Public in antl for t Te State of .c, i lu. <br />GENERAL NOTAflyStaU M Naftl Residing at <br />CHRIS S. CALEY <br />My Carl Exp. Dee 19.20M My commission expires <br />