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NOW 101YMeM <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is datedJUne 6th, 2002 <br />together with all Riders to this document. <br />(B)'Borrower "is JOSEPH D RUTLAS and RONNA R KUTLAS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />-6(NE) (000s).o1 <br />m <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 1800)521 -7291 <br />s <br />Form 3028 1/01 <br />m <br />o <br />N <br />c cn <br />—{ <br />CD <br />C <br />= <br />z <br />1=41 <br />rySj y 0 <br />7F <br />o <br />O m <br />CD <br />TO <br />CID <br />vas <br />W <br />C71 CID <br />� <br />d <br />Return To: <br />Home Federal Savings and Loan Association of Grand <br />Island <br />221 South Locust St <br />200206136 <br />Grand Island, NE 68801 <br />Prepared By: <br />Stephanie Lilienthal <br />221 South Locust St <br />Grand Island, NE 68801 <br />[Space Above This Line For Recording Data] <br />�.S <br />DEED <br />OF TRUST <br />So <br />NOW 101YMeM <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Instrument" means this document, which is datedJUne 6th, 2002 <br />together with all Riders to this document. <br />(B)'Borrower "is JOSEPH D RUTLAS and RONNA R KUTLAS, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family - Fannie Mae /Freddie Mae UNIFORM INSTRUMENT <br />-6(NE) (000s).o1 <br />m <br />Page 1 of 15 Initials: <br />VMP MORTGAGE FORMS - 1800)521 -7291 <br />s <br />Form 3028 1/01 <br />