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200206134 (C) "lender "is Commercial Federal Mortgage Corp Lender is Corporation organized and existing under the laws of The State of Nebraska Lender's address is 13220 California St., Omaha, NE 68154 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Commercial Federal Bank, a Federal Savings Rank (E) "Note" means the promissory now signed by Borrower and dated Tune 6, 2002 The Note states that Borrower owes Lrndcr Ninety Two Thousand and No /100 Dollars (U.S. S 92 , 00 0 . 0 0 ) plus interest. Borrower has promised in pay this debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2032 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (C) "Loan" means the debt evidenced by We Note, plus interest, any prepayment charges and late charges due under the Now, and all sums due under this Security Instrument, plus interest. (N) "Riders" means all Ridcrs to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check Mix as applicable]: El Adjustable Rate Rider 0 Condominium Rider 0 Second Itome Rider Balloon Rider U Planned Unit Development Rider 0 1-4 Family Rider U VA Rider F7:1 Biweekly Payment Rider ONer(s) [specify] (1) "Applicable Law" means all controlling applicable federal, slate and local statutes, regulations, ordinances and administrative rules and orders (Nat have the effect of law) as well as all applicable final, nun - appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or die Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originaud by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic rape so as to order, instruct, or authorize a financial institution to debit or credit an account Such term includes, but is not limited lo, point-of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i) damage lo, or destruction of, the PropenY; (it) condemnation or other Pacing of all or any part of the Property; (iii) conveyance in lieu of condemnation or (iv) misrepresentations of, or omissions as to, the value and /or condition of the Property. (N) "Mortgage Insurance" means insurance proiccung Lender against the nonpayment of, or default on, the Loan. Doc #319602 APeL # =001G113eaa .LOAN #;0096113 aa4 ®.8(NE) Form 3028 1101 w