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200206104 (G) "Loan" means [lie debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (11) 'Riders" means all Riders to this Security Instrument that arc executed by Borrower The following Riders are to be executed by Borrueca [check box as applicablej- Adjustable Rate Rider Q Condominium Rider Second Home Rider Balloon Rider Q Planned Unit Development Rider 1 -4 Family Rider Q Biweekly Payment Rider Q V.A. Rider 0 Other(e) (specify) (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non- appealablejudeial opinions. (.I) "Community Association Dues, Fees, and Assessntenls" means all dues, fees, assessments and other charges that arc imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic croons], telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such terns includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, serkm end, award of damages, or proceeds paid by any third party (other than insurance proceeds paid tinder the coverages described in Section 5) for'. (i) damage to, or destruction or; the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) comeyancc in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value toupee condition ofthe Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Lear, (0) "Periodic Payment' means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of (his Security Instrument. (P) "RESPA" means the Real Fstate Settlement Procedures Act (12 U.S.C. §2601 et seq -) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might he amended from only to time, or any additional or successor Ie edition )I regulation that govenl$ the same subject matter As used in this Security Instrument, 'RESPA' refees to if requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage Iwo" under RESPA. (Q) 'Successor in Interest of Borrower' means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. NEBRASKA - Single Family - Fannie Mae /Fouldie Mac UNIFORM INSTRUMENT Form 30381101 laser Forms Inc. (e00) 446-3555 I Fi uFlsmnsozs vol Page of 13 In10als: ��