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20020607G <br />By signing below, Borrower accepts this Mortgage Insurance Rider mid agrees that it amends and <br />sapplements the Security Instrument. <br />(Seal) (Seal) <br />KERRY HAIN S - Borrower - Borrower <br />- Borrower -B, i vver <br />- Borrower - BOrrowcr <br />_(Seal) - (Seal) <br />- Borrower - Borrower <br />229143 <br />110 (0004) Pcue 3 of 3 Form 316n 0100 <br />