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200205981 <br />BY SIGNING BELOW, Borrower accepts and agrees, to the BTmc and covenants contained in this <br />Adjustable Rate Rider. <br />z----- <br />—(Seal) <br />4VIN' <br />L NDERSEN - Borrower PAMELA D ANDERSEN - Borrower <br />- Bmrnwer - nurrownr <br />- Borrower <br />- Borrower <br />— (Seal) <br />(Seal) <br />- Borrower <br />Borrower <br />229144 <br />822H(0008) Puye 4 of 4 Form 3111 1181 <br />