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THIS DEED OF TRUST ( "Security Instrument ") is made on May 24th -. 2002
<br />The trustor Is TRAVIS J. SWANSON AS A SINGLE PERSON _
<br />( "Borrower ").
<br />The trustee is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK
<br />( "Trustee').
<br />The beneficiary is Community Mortgage Company
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />P.O. Box 6577 Lincoln,_. NE 68506 -0577 ( "Lender')_
<br />Borrower owes Lender the principal sum of Seventy Three Thousand Two Hundred Fifty antl 001100
<br />Dollars (U.S. s 73 250.00 ). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument ( "Note"), which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on June 1 2032 . This Sacurity Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Not.; (b) the payment of
<br />all other sums, with interest, advanced under paragraph 6 to protect the security of this Securty Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property located In
<br />HALL County; Nebraska:
<br />THE SOUTH THIRTY -SIX AND SEVENTY -FIVE HUNDREDTHS (36.75) FEET OF LOT NINE (9) AND
<br />THE NORTH TWENTY (20) FEET OF LOT ELEVEN (11) IN BLOCK NINETEEN (19) IN UNIVERSITY
<br />PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 2014 NORTH SHERMAN BLVD GRAND ISLAND
<br />street Ic¢rl.
<br />NE _ 68803 ( ^Property Address"j;
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<br />TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to In this Security Instrument as the "Property".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property Is unencumbered, except for encumbrances of record. Borrower warrants and will
<br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and some as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest
<br />on, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly
<br />payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, on leasehold payments or ground rents on the Property, and (c)
<br />premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary "), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either. T) a sum for the annual mortgage
<br />insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium If
<br />this Security Instrument Is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds
<br />W. ." !
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<br />DEED OF
<br />TRUST
<br />321- 2200261
<br />703
<br />THIS DEED OF TRUST ( "Security Instrument ") is made on May 24th -. 2002
<br />The trustor Is TRAVIS J. SWANSON AS A SINGLE PERSON _
<br />( "Borrower ").
<br />The trustee is COMMERCIAL FEDERAL BANK A FEDERAL SAVINGS BANK
<br />( "Trustee').
<br />The beneficiary is Community Mortgage Company
<br />which is organized and existing under the laws of the State of Nebraska and whose address is
<br />P.O. Box 6577 Lincoln,_. NE 68506 -0577 ( "Lender')_
<br />Borrower owes Lender the principal sum of Seventy Three Thousand Two Hundred Fifty antl 001100
<br />Dollars (U.S. s 73 250.00 ). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument ( "Note"), which provides for monthly payments, with the full debt, if not paid
<br />earlier, due and payable on June 1 2032 . This Sacurity Instrument secures to Lender: (a) the repayment
<br />of the debt evidenced by the Note, with interest, and all renewals, extensions and modifications of the Not.; (b) the payment of
<br />all other sums, with interest, advanced under paragraph 6 to protect the security of this Securty Instrument; and (c) the
<br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower
<br />irrevocably grants and conveys to Trustee, in trust with power of sale, the following described property located In
<br />HALL County; Nebraska:
<br />THE SOUTH THIRTY -SIX AND SEVENTY -FIVE HUNDREDTHS (36.75) FEET OF LOT NINE (9) AND
<br />THE NORTH TWENTY (20) FEET OF LOT ELEVEN (11) IN BLOCK NINETEEN (19) IN UNIVERSITY
<br />PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA
<br />which has the address of 2014 NORTH SHERMAN BLVD GRAND ISLAND
<br />street Ic¢rl.
<br />NE _ 68803 ( ^Property Address"j;
<br />lautal - Izip wool
<br />TOGETHER WITH all the Improvements now or hereafter erected on the property, and all easements, appurtenances, and
<br />fixtures now or hereafter a part of the property. All replacements and additions shall be covered by this Security Instrument. All
<br />of the foregoing is referred to In this Security Instrument as the "Property".
<br />BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and
<br />convey the Property and that the Property Is unencumbered, except for encumbrances of record. Borrower warrants and will
<br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited
<br />variations by jurisdiction to constitute a uniform security instrument covering real property.
<br />Borrower and Lender covenant and some as follows:
<br />UNIFORM COVENANTS.
<br />1. Payment of Principal, Interest and Late Charge. Borrower shall pay when due the principal of, and interest
<br />on, the debt evidenced by the Note and late charges due under the Note.
<br />2. Monthly Payment of Taxes, Insurance, and Other Charges. Borrower shall include in each monthly
<br />payment, together with the principal and interest as set forth in the Note and any late charges, a sum for (a) taxes and special
<br />assessments levied or to be levied against the Property, on leasehold payments or ground rents on the Property, and (c)
<br />premiums for insurance required under Paragraph 4. In any year in which the Lender must pay a mortgage insurance premium to
<br />the Secretary of Housing and Urban Development ( "Secretary "), or in any year in which such premium would have been required
<br />if Lender still held the Security Instrument, each monthly payment shall also include either. T) a sum for the annual mortgage
<br />insurance premium to be paid by Lender to the Secretary, or (ii) a monthly charge instead of a mortgage insurance premium If
<br />this Security Instrument Is held by the Secretary, in a reasonable amount to be determined by the Secretary. Except for the
<br />monthly charge by the Secretary, these items are called "Escrow Items" and the sums paid to Lender are called "Escrow
<br />Funds
<br />W. ." !
<br />FSB LMe [Fun Yias , o� 5 J�5
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