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T <br />m = <br />M <br />m <br />1 <br />20020 <br />Return To <br />Home Federal Savings and Loan Association Of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Nancy Badura <br />221 South Locust St <br />Grand Island, HE 68801 <br />— [Space Above Thk One For Recording Data] <br />DEED OF TRUST <br />DEFIN f'l'TONS <br />t y " <br />r S � <br />N x <br />Cll v <br />u 2 <br />CD fK� <br />N a <br />O <br />saes <br />Words used in multiple sections of this docmnent are defined below and other words are defined in <br />Sections 3, 11, 13, IS, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br />(A) "Security Inst ument" means this document, which is dated May 31st, 2002 <br />together with all Riders to this document. <br />(B) "BmY0wer "is CHERYL L CARTER, A SINGLE PERSON <br />Borrower is the truster under this Security Instmment. <br />NEBRASKA Single family - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Fonn 3028 1101 <br />(M. BINE) boos) of <br />ease 1 of inu <br />VMP MORTGAGE FORMS -I=421 -291 <br />r —T\ <br />