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200205776 <br />(C) "Lender" is Commercial Federal Mortgage Corp <br />Lenderisa corporation <br />organiecd and existing under the laws Of The State of Nebraska <br />Lender's address is 13220 California St., Omaha, NE 68154 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is Commercial Federal Bank, a Federal Savings Bank <br />(E) "Note" mt2ns the promissory now signed by Borrower and dated May 30, 2002 <br />The Now states that Borrower owes fender one Hundred Twelve Thousand Seven Hundred <br />Eighty Five and No 1100 Dollars <br />(U.S. $112, 985. 00 ) plus interest. Borrower has promised in pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than June 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security instrument, plus interest. <br />(H) 'Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />LJ Adjustable Rate Rider 0 Condominium Rider L-1 Smund Humc Rider <br />0 Balloon Rider El Planned Unit Development Rider 0 1-4 Family Rider <br />® VA Rider E-1 Biweekly Payment Rider Other(s) [specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non appealable judicial opinions. <br />(.p "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organisation. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magncuc tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point- of-sale transfers, automated teller machine <br />uansacrions, transfers initiated by telephone, wire transfers, and automaed clearinghouse transfers. <br />(L) "Escrow Items" means those items that ore described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by <br />any third party (other than insurance prucccelN paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; <br />(iii) conveyance in lieu of condemnation or Qv) misreprescromions of, or omissions as to, the value and /or <br />cout iliou of die Property. <br />(N) "Mortgage Insurance" meads insurance protecting Lender against the nonpayment of, or default on, the <br />Loan. <br />POC X_319132 APCL C- 0015155355 L�t]AN M:0a16165355 <br />Imuals .! \iC'+ /� <br />C -6G(NE) inoosi rage 2 of 15 dl Form 3028 1101 <br />