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(C) "Lender" is 200205763 <br />C M A MORTSACE, INC. <br />Lender is a corporation <br />organized and existing under the laws of the State of Indiana <br />Lender's address is 212 SH Walker Ur. P.O.B. 344, Pendleton, IN 46064 <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE COMPANY <br />7980 CLAYTON RD., 0211 ST., LOUIS, MO 63117 <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is <br />acting solely as a nominee for Lender and Lcndcr's successors and assigns. MERS is the beneficiary <br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has a i <br />address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower acid dated May 21, 2002 <br />The Note slates that Borrower owes Lender One Hundred Four Thousand and no /i00. <br />Dollars <br />(U.S. $ 104, 000.00 ) plus interest Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than omre 01, 2032 <br />(G) "Property" means Hie property that is described below under the heading "Truster of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges mid late charges <br />due under the Note, and all suns due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following <br />Riders are to be executed by Borrower [check box as applicable]; <br />0 Adjustable Rate Rider 0 Condominium Rider I —1 Second Home Rider <br />Balloon Rider 0 Planned Unit Development Rider 0 I -4 Family Rider <br />VA Rider CJ Biweekly Payment Rider Others) [specify] <br />(d) "Applicable Paw" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative odes and orders (that have the credt of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(IQ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization <br />(L) "Electronic Funds Transfer" means any truster of funds, other than a transaction urigirmcd by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape eo as m order, instruct, or authorize a financial institution to debit <br />cr credit an account. Such term includes. but is not limited to, point -of -sale transfers, automated teller <br />machine Vansachons, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for. (N <br />damage m, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) uunvcyance in lieu of condemnation: or (iv) misrepresentations of, or omissions as to, the <br />value and /or condition of the Property. <br />(0) "Mortgage Insurance" means insurance protecting Lender against the nurpayment or, or default on, <br />the Loan. <br />(- BAINEI ins, eis� Fmma028 1101 <br />