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200205763 <br />shall remain fully effusive as if no acceleration had occurred. However, this right to reinstate shall not <br />apply in the case of acceleration uudcr Section 13. <br />20. Sale of Note; Change of Loan Servicer, Notice of Grievance. 'fire Note or a partial interest in <br />the Note (together with this Security Instrument) can be sold one or more times without prior notice to <br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer ") that collects <br />Periodic Payments due under the Note and Ihis Security Instrument and performs other mortgage tean <br />servicing obligations under the Note, this Security Insuumclt, and Applicable Law. There also might be <br />tine or more changes of the Lear Suvicer unrelated to a sale of the Note. If Wire is a change of the Loan <br />Servicer, Borrower will be given written notice of the change which will state the name and address of the <br />new Loan Servicer, the address to which payments should he made and any other information RESPA <br />requires in connection with a notice of Transfer of servicing. It the Note is sold and thereafter the Loan is <br />serviced by a Loan Servicer other than the purchase of the Note, the mortgage loan servicing obligations <br />to Borrower will remain with the Loan Servicer or be uansfcrrcl to a successor Loan Servicer and are not <br />assumed by the Note purchaser i nlccs otherwise provided by the Note purchaser. <br />Neither Rnrrower nor Lender may commence, join, or be joined to any judicial action (as either an <br />individual litigant or the member of a class) that arises torn the other party's actions pursuant to this <br />Security Instrument or that alleges lbw thc other party has breached any provision of, or any duty owed by <br />reason of, this Suvrity Instrument, until such Ilnrrnwcr or Lender has notified the other party (with such <br />notice given in conlplumc: with the requirrmenrs of Section 15) of such alleged breach and afforded the <br />other party hereto a reasonable period after the giving of such notice to take corrective action. If <br />Applicable Law provides a time period which must elapse before certain action can be taken, that time <br />period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and <br />opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to <br />Borrower pursuant to Section 18 shall be (caned to satisfy the notice and opportunity to take corrective <br />action provisions of Ihis Section 20. <br />21. Hazardous Substances. As used in this Section 2L (a) "Hazardous Substances" are those <br />substances defined as toxic or hazardous sodweauces, pollutants, or wastes by Environmental Law and the <br />following subslanu:,r: gasoline, kerosene, other tla rind le or toxic petroleum products, toxic pesticides <br />and herbicides, volatile solvents, ncanieds containing J,to, or formaldehyde, and radioactive materials; <br />(b) "Rhrvironmental Law" means tedcraI laws and laws o the jurisdiction where the Property is located th at <br />relate to health, salcIy or environmental protection: (c) "Environmental Cleanup" includes any response <br />action, remedial action, or removal action, as dchncrl in Environmental Law; and (d) an "Environmental <br />Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental <br />Cleanup. <br />Borrower shall not cause or permit the presence, use . disposal, storage, or release of any Hazardous <br />Substances, or threaten to release any Hnrardous Substances, on or in the Property. Borrower shall not do, <br />nor allow anyone else to do, anything aticcung the Property (a) that is in violation of any Environmental <br />Law, (b) which creates an ElrylrOoloUntal Condition, or (c) which, due to the presence, use, or release of a <br />Hazardous Substance, creates a condition drat adversely aticcts the value of the Property. The preceding <br />two sentence, shall not apply to the presence, usc, or storage on the Property of small quantities of <br />Hazardous Substances that am generally ucogniied to he appropriate to normal residential uses and to <br />maintenance of the Property (Including, but out limited to, hazardous substances in consumer products). <br />Borrower ahnll promptly give Lender wrinrn voice of (.o any investigation, claim, demand, lawsuit <br />or other action by any govcmu¢.vtal or regulatory agency or private party involving the Property and any <br />Hazanlons Substance or Environmental Law of which Borrower has actual knowledge, (b) any <br />Envionmental Condition, including but not limited m, uuv spilling, leaking, discharge, release or threat of <br />release of any Hazardous Suistance, and (c) acv concl'nion (insad by rte presence, use or release of a <br />Hazardous Substance which adversely affects the value of the Property. It Borrower learns, or is notified <br />C A!e <br />GAMED iooc, r „i, _,,. a / Farm 3028 1101 <br />J <br />