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200205748 <br />BY SIGNING BELOW. Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />WoteI,.1✓2wo— (Seal) <br />MAG13AL NO VAUQUEZ Borrower <br />(Seal) <br />ARACELI VASQUEZ I Borrower <br />SNE17 Rev 12/27/00 Page 17 of 18 Initials: y FORM 3028 1101 <br />V <br />