| DEED OF TRUST 
<br />PARTIES: This Deed of Trust is made on 05/20/2002 among, the Grantor, JACQUELINE A MILLER AND , A SINGLE PERSON 
<br />( "Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the p 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of O 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property "). 
<br />PROPERTY ADDRESS: 315 WEST 7TH STREET, GRAND ISLAND, Nebraska 68801 
<br />LEGAL DESCRIPTION: 
<br />LOT THREE (3), IN BLOCK NINE (9), IN THE ORIGINAL TOWN, NOW CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECUKED ULU I "I his deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/20/2002 
<br />■ Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on June 08, 2005 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $2,073.50, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iAttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made apart hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, and in airy riders described above signed by Borrower. 
<br />ACQUtLINE A MILLER 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before 
<br />By JACQUELINE, A MILLER and, A SINGLE PE 
<br />My commission expires: —� 
<br />GENERAL NOTARY-State of Nebraska 
<br />III PATSY A KALKOWSKI 
<br />My Comm. Exp. April 24, ZOO 
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<br />DEED OF TRUST 
<br />PARTIES: This Deed of Trust is made on 05/20/2002 among, the Grantor, JACQUELINE A MILLER AND , A SINGLE PERSON 
<br />( "Borrower "), 
<br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the p 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of O 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the 
<br />"property "). 
<br />PROPERTY ADDRESS: 315 WEST 7TH STREET, GRAND ISLAND, Nebraska 68801 
<br />LEGAL DESCRIPTION: 
<br />LOT THREE (3), IN BLOCK NINE (9), IN THE ORIGINAL TOWN, NOW CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Borrower convenants and warrants title to the property, except for 
<br />SECUKED ULU I "I his deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts 
<br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof): 
<br />® A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/20/2002 
<br />■ Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on June 08, 2005 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $2,073.50, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iAttached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made apart hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and convenants contained in this deed of trust, including those on page 
<br />2, and in airy riders described above signed by Borrower. 
<br />ACQUtLINE A MILLER 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before 
<br />By JACQUELINE, A MILLER and, A SINGLE PE 
<br />My commission expires: —� 
<br />GENERAL NOTARY-State of Nebraska 
<br />III PATSY A KALKOWSKI 
<br />My Comm. Exp. April 24, ZOO 
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