| DEED OF TRUST 
<br />PARTIES: This Deed of Trust is made on 05/20/2002 among, the Grantor, LARRY L GIZINSKI AND PRISCILLA G GIZINSKI, HUSBAND 
<br />AND WIFE ('Borrower"), 
<br />AREND R BAACK, A'FTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the o 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender"). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, eaaments, rents, issues, profits, income, tenements, hereditaments, privileges and any appuvenances thereunto belonging (all called the 
<br />'•property "). 
<br />PROPERTY ADDRESS: 2319 N ENGLEMAN , GRAND ISLAND, Nebraska 68803 
<br />LEGAL DESCRIPTION: 
<br />LOT SEVEN (7), BLOCK ONE (l), IN LEHEIGHTS, SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Boners., canvenanis and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust senores to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of mist, includes any amounts 
<br />Borrower owes to Lender under this deed of trust car under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): 
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/20/2002 
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date ofthis deed ofnnst is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on June 15, 2007 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $11,216.31, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of "at to protect the security of this deed of trust or to perform may of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of tmst may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached W this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iClitached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and cmrr a nis contained in this deed of trust' including those on page 
<br />2, and in any riders described above signed by Borrower. 
<br />--, � 
<br />L GIZINSKII PRISCILLA G GIZINSKI 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before me on 05120/2002 
<br />By LARRY L GIZINSKI and PRISCILLA G GIZINSKI, HUSBAND AND WIFE 
<br />LMy commission expiresc. 
<br />__(Notary Public) 
<br />GENEPAL NOIAAY -State ofGENEPAL NOIAAY -8tate of Nonassaa 
<br />III SHARON K KLEINT 
<br />My Comm. Exa Gec 3. 2008 
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<br />DEED OF TRUST 
<br />PARTIES: This Deed of Trust is made on 05/20/2002 among, the Grantor, LARRY L GIZINSKI AND PRISCILLA G GIZINSKI, HUSBAND 
<br />AND WIFE ('Borrower"), 
<br />AREND R BAACK, A'FTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ("Trustee "), and the 
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the o 
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender"). 
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of 
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- 
<br />way, eaaments, rents, issues, profits, income, tenements, hereditaments, privileges and any appuvenances thereunto belonging (all called the 
<br />'•property "). 
<br />PROPERTY ADDRESS: 2319 N ENGLEMAN , GRAND ISLAND, Nebraska 68803 
<br />LEGAL DESCRIPTION: 
<br />LOT SEVEN (7), BLOCK ONE (l), IN LEHEIGHTS, SUBDIVISION IN THE CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. 
<br />Located in Hall County, Nebraska. 
<br />TITLE: Boners., canvenanis and warrants title to the property, except for 
<br />SECURED DEBT: This deed of trust senores to Lender repayment of the secured debt and the performance of the convenants and agreements 
<br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of mist, includes any amounts 
<br />Borrower owes to Lender under this deed of trust car under any instrument secured by this deed of trust, and all modifications, extensions and 
<br />renewals thereof. 
<br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): 
<br />0 A PROMISSORY NOTE AND SECURITY AGREEMENT DATED 05/20/2002 
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are 
<br />contemplated and will be secured to the same extent as if made on the date ofthis deed ofnnst is executed. 
<br />❑ Revolving line of credit agreement dated , with initial annual interest rate of 
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under 
<br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. 
<br />The above obligation is due and payable on June 15, 2007 if not paid earlier. 
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $11,216.31, plus 
<br />interest, plus any amounts disbursed under the terms of this deed of "at to protect the security of this deed of trust or to perform may of the 
<br />covenants contained in this deed of trust, with interest on such disbursements. 
<br />❑ Variable Rate: The interest rate on the obligation secured by this deed of tmst may vary according to the terms of that obligation. 
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached W this deed of trust and 
<br />made a part hereof. 
<br />RIDERS: ASSIGNMENT OF RENTS 
<br />DESIGNATION OF HOMESTEAD 
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iClitached to this deed of trust and made a part hereof has 
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. 
<br />SIGNATURES: By signing below, Borrower agree to the terms and cmrr a nis contained in this deed of trust' including those on page 
<br />2, and in any riders described above signed by Borrower. 
<br />--, � 
<br />L GIZINSKII PRISCILLA G GIZINSKI 
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: 
<br />The foregoing instrument was acknowledged before me on 05120/2002 
<br />By LARRY L GIZINSKI and PRISCILLA G GIZINSKI, HUSBAND AND WIFE 
<br />LMy commission expiresc. 
<br />__(Notary Public) 
<br />GENEPAL NOIAAY -State ofGENEPAL NOIAAY -8tate of Nonassaa 
<br />III SHARON K KLEINT 
<br />My Comm. Exa Gec 3. 2008 
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