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200205728 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />�il ' �i (Seal) <br />AL <br />��1[[[ �L <br />W YN A MENKE- = Borrower <br />"FL�D�� (Seal) <br />- - - -- — <br />A F EELEND M N Borrower <br />(Seal) (Seal) <br />- Borrower - -- Borrower <br />(Seal) (Seal) <br />rrower - - Borrower <br />(Seal) (Seal) <br />- Borrower - - -Borrower <br />Initials: '1IM <br />at-6(NE) ("3) Page 14 of 15 Form 3028 I /01 <br />9 <br />