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P r When recorded mail to: WASHINGTON MUTUAL BANK, FA 7749 BAYBERRY RD., 1ST FLOOR JACKSONVILLE, FL 32256 ATT: CUSTODIAL LIAISON, MAILSTOP BBCLJPn C T N Z LOAN #: 4902939 [l M ll Pt 2 Above This Line For Recording DEED OF TRUST d G1 CD a N CO CD W Cu. CD N CD H c ri G CD Cr) Z p C� _s DEFINITIONS <� Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain niles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MAY 28� 2 02, together with all Riders to this document. 7��JJ (B) "Borrower" is ROBERT A HOLLAND AND KAREN M HOLLAND. L-4,, husband and wife Borrower is the tmstor under this Security Instrument. (C) "Lender" is WASHINGTON MUTUAL BANK, FA. Lender is a FEDERAL SAVINGS BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 8880 FREEDOM CROSSING TRAIL, JACKSONVILLE, FL 32256. Lender is the beneficiary under this Security Instrument. Q (D) "Trustee" is TICOR TITLE INS1?RANCE CO)MANY . `0_j (E) "Note" means the promissory note signed by Borrower and dated MAY 28, 2002. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *ONE HUNDRED TWENTY THOUSAND AND N01100 Dollars (U.S. $120,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: D Adjustable Rate Rider D Condominium Rider D Second Home Rider O Balloon Rider Planned Unit Development Rider D Other(s) [specify] D 14 Family Rider Biweekly Payment Rider NEBRASKA — Single Family— Fannie Mae/Freddie Mw Form 30281/01 Page I of 8 Initials: °I�.IV %� &EtIDEED 0109 C' n cn N n --1 c a :::D rM rM n r\3 CD co z fn Cb ff1 C.] A U'1 u v CD N 200205,7p6 CD a N CO CD W Cu. CD N CD H c ri G CD Cr) Z p C� _s DEFINITIONS <� Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain niles regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MAY 28� 2 02, together with all Riders to this document. 7��JJ (B) "Borrower" is ROBERT A HOLLAND AND KAREN M HOLLAND. L-4,, husband and wife Borrower is the tmstor under this Security Instrument. (C) "Lender" is WASHINGTON MUTUAL BANK, FA. Lender is a FEDERAL SAVINGS BANK organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 8880 FREEDOM CROSSING TRAIL, JACKSONVILLE, FL 32256. Lender is the beneficiary under this Security Instrument. Q (D) "Trustee" is TICOR TITLE INS1?RANCE CO)MANY . `0_j (E) "Note" means the promissory note signed by Borrower and dated MAY 28, 2002. The Note states that Borrower owes Lender * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *ONE HUNDRED TWENTY THOUSAND AND N01100 Dollars (U.S. $120,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: D Adjustable Rate Rider D Condominium Rider D Second Home Rider O Balloon Rider Planned Unit Development Rider D Other(s) [specify] D 14 Family Rider Biweekly Payment Rider NEBRASKA — Single Family— Fannie Mae/Freddie Mw Form 30281/01 Page I of 8 Initials: °I�.IV %� &EtIDEED 0109