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PROMISSORY NOTE <br />Loan No: 772450 200205692 (Continued) Page <br />due. or then Bomower will pevthat amount <br />ATTORNEYS' FEES; EXPENSES. Lender may hire or pay someone else tr help collect this Note It Scnowe adds nor pay. Borrower will pee Lange: <br />that amount. This Includes ,. subject t, env limits antler spitbal le nee. Lender s allerne (es and Larders legal expanses . whether to not more u a <br />13W6blt nchfding atterne top- ospens s for danaraptd d r,ectinas (meruaing efforts to month o- vacate acy adorn l srov or lunrocir . and <br />appeal. If not prohibited by applicable law. Borrower also well pay any coup costs, in addition to all other sums presided by law. <br />GOVERNING LAW. This Note will he governed by, construed and enforced in acceaance with tederal law and the laws of the State of <br />Nebraska. This Note has been accepted by Lender In the State of Nebraska. <br />CHOICE OF VENUE. It there is e sweet. Bonewer agrees open Lender's reduesl to submit to the junsd ictrdn at the cc she of Hall County. State of <br />Nrurio . <br />DISHONORED ITEM FEE_ Borrower will Fag e fee Id Lander at $15.09 If Borrower make, a payment on Bonower's ban and the check r <br />preaccurti zed charge cairn which Borrower pays is later dishonored. <br />RIGHT OF SETOFF. To the extent parmitted by applicable law. Lender reserves a right a' setoff in all Borrower's accounts with I ender (whether <br />checking, savings, or some whet enoounfl This Ins ude all accounts Borrower trolds jointly wifn somear else and all aceguntp Borrower may open In <br />the fuWre However . this does net Include any HA or Keogh accounts, or any trust accounts to- which setoff would be prohibited dy law, Borrower <br />vufhodzes Lantler, to the extent panmtted by applicable law, to charge or setoff all sums awing on the debt against any arty all such accounts, and,. at <br />Lender's option, to administratively freeze all push accounts to allow LenderI, protect Lender's charge and setoff rights provided In this paragraph <br />COLLATERAL. Borrower acknowledges this Note Is secured by ALL EXISTING AND I EREATTER EXFCUTED DEEDS OF TRUST AND SECURITY <br />AGREEMENTS INCLUDING BU NC' LIMITED TO THE FOLLOWING DEEDS OF TRUST AND SECURITY AGREEMENTS; DEED OF TRUST DATED <br />11 -09 -2000 AND SECURITY AGREEMENT DATED 11 —W -2000. <br />PURPOSE, PAY REAL ESTATE TAXES. <br />SUCCESSOR INTERESTS. The terms of this Note shall be binding upon Borrower, and upon Borrower's heirs, personal representatives, successors <br />and assigns, and shall inure to the transit of Lender and its successors and assigns_ <br />NOTIFY US OF INACCURATE INFORMATION WE REPORT TO CONSUMER REPORTING AGENCIES. Please notify its if we report any Inaccurate <br />information about your acoo int(sl to a consumer hopoding agency. Your writes notice describing the speelfir, inaccuracyjoe) should be sent to us It <br />the following adaras, Five Points Bank 2015 N crassest Ave Grand Island. NE 69102 -1507 <br />GENERAL PROVISIONS. This Note Is payable an demand The inclusion of specdic default provisions or rights of Lender shall not arac ode Lender's <br />right to declare payment of this Note on its demand. Lender may delay or forgo enforcing any of its rights or remedies under this Note without losing <br />them Fund Borrower understands and agrees That, via or without notice to Borrower, Lender may with respect to any crier Bcnower (at make one <br />or mote additional secured or unsaoured loans or otherwise extend additional cmdlt; (b) alter, compromise, renew. extend, accelerate, or otherwse <br />criangs one or more times th_ time to- aaymem or other terms any Indebtedness, including increases and decreases of the rate of interest on the <br />indebtedness; (c) exchange, enforce, wares, subordinate, fall or decide net to perfect, and release any security, with or without the substitution of raw <br />collateral; (d) apply such security and direct the order or manner of sale thereof, Including without limitation, any nor[ - judicial sale permitted by the <br />terms of the controlling security dr rearnerits, as Lender in its discretion may determine; le) release, substitute agree nor to sue, or deal with any one or <br />more of Borrower's sureties, endorsers, or otner quamntors on any terms or in any manner Lender may choose; and (p determine now when and <br />what application of payments and cranky shall be made on any other indebtedness owing by such other Borrower. Borrower and any other parson <br />who signs, guarantee or endorses this Note. to the exert allowed by law, area presentment, demand for payment, and notice of Astoria, Upon any <br />change In the terms of this Note. and unless otherwise expressly stated in writing, no pally who signs this Note, whether as maker. guarantor,. <br />as,- Laimodariou maker or endorser. chat' be released from liability_ All such parties agree that Lender may renew or extend (repeatedly and tar any <br />length of lima] this loan or release any parry or guarantor or collateral; or impair, fail to teal¢e upon or perfect Lender's seoudty interest In the collateral: <br />and take any other action deemed necessary by Lender without the consent of or notice to anyone_ All such parties also agree that Lender may modify <br />this loan without the consent of or notice to anyone other than the party with whom the modification Is made. The obligations under this Note are loint <br />and several. <br />