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2002( 109 200205680 Upon receipt of payment of the price bid, Trustee shall diver to the purchaser Trustee's deed conveying the Properly. The recitals in the Trustee's deed shall he prima facie evidence of the truth of the statements made therein. Trustee shall apply the procrai s of the sale in the following order: (a) to all costs and expenses of exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred, not to exceed 5.00 % of the principal amount of the note at the time of the declaration of default, and reasonahle attorneys' fees as permitted by lair, (h) In all %urns secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 22. Recnnveyance. Upon payment of all sums secured by this Security Instrument_ Lender shall request Trustee to reconvcy the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security Instrument to Trustee_ Trustee shall retonvey the Property without warranty and without charge to the person or persons legally entitled to it Such person or persons shall pay any recordation costs. 23. Substitute trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded. Without comcyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon Trustee herein and by applicable law. 24. Request for Notices. Borrower requests that copies of the notices of default and sale be seat to Borrower's address which s the Property Addresa. 25. Riders to this Seamity Instrument. If one nr more riders are executed by Borrower and recorded together with this Security Inarumm", the covcnm as and agreement¢ of each such rider shall he m,orp,,,mc d ante and shall amend and supplement the ., eaants and agreements of this Security Instrument as if the riders) were a part of this Security lstrwuent. [Check applicable box(em] Adjustable Rate Rider Condominium Rider 11-4 Family Rider _ Graduate{ Payment Rider Planned Unit Development Ruder 1 Biweekly Payment Rider Balloon Rider Rare Imprcrvcmcm Rider Second Hume Rider VA Rider __ Other(s) [specify] BY SIGNING BLLOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any rider(%) executed by Borrower and recorded with it.)/% \Vitness'es" �i'Tl(r" Y (Scab R NALD PPIELPS a�«o.cr (Seal) -n," —'. PATRICIA PHELPS -a (Seal) - Ilurrvk... STATE OF NEBRASKA, County ss: HALL the livegoing instrument was acknowledged before me this 6th day of May , 2002 by Reginald Phelps and Patricia Phelps Witness my hand and nulmial seal at Grand Island, Nebrasla ounty, the date aforesaid. My Conunission Expires n onry t OTAM.SIde Of NB Ift Q FIY L KRUM BN Comm. Fes. feb. 7, 2008 4Qa - 6RINE] ;oti. +cos eageoofo Form 3028 9190