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<br />DEED OF TRUST
<br />(With Future Advance Clause)
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<br />0 Gtmlruclisn Securit y Agreement
<br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is May 22, 20_02
<br />and the parties, their addresses and tax identification numbers, if requited, are as follows O
<br />TRUSTOR: MELVIN D SEMS and MARLYS D SEMS, HUSBAND AND WIPE
<br />3111 MEMPHIS PL
<br />GRAND ISLAND, HE 68803 -4156
<br />If checked, refer to the attached Addendum incorporated herein, for additional Trusters, their signatures and
<br />acknowledgments.
<br />TRUS'IEL
<br />Earl D Ahlschwede, Attorney
<br />BENEFICIARY:
<br />Equitable Federal Savings Bank of Grand Island
<br />113 -115 N. Locust Street Grand Island, HE 68801 -6003
<br />Organized and Existing Under the Laws of The State Of Nebraska
<br />2. CONVF.VANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (detmed below) and Tmstor's performance under this Security Instrument, Tiustor irrevocably
<br />grants, conveys and sells to Trustcc, in (rust for the benefit of Beneficiary, with power of sale_ the following described
<br />property:
<br />LOT THREE (3), BLOCK TWO (2), COLONIAL ESTATES TENTH SUBDIVISION, HALL COUNTY,
<br />NEBRASKA
<br />The property is located in Hall _ at 3111 MEMPHIS PL
<br />tcounrvl
<br />GRAND ISLAND . Nebraska 68803 -4156
<br />cnearm,( anri v.tr (add)
<br />Together with all rights, easements appurtenances. royalties, mineral rights, oil and gas rights. all water and riparian
<br />rights, ditches_ and water stock and all cxrvting and future intproenients, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described shore (all referred to as "Property")
<br />3. MAXIMUM OBLICATION LIMIT. l the total principal amount secured by this Security htshundent at any one time shall
<br />not exceed S $6,601.49 . Phis limitation of amount does not include interest anIndic, fees
<br />and charges validly made pursuant to this Security Insfurecit. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND t U I FINE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the tends of all promissory note(s), contract(,), guaranty(s) or other evidcnee of debt described
<br />below and all their extensions, renewals_ modifications or substitutions. TfI,, ,1,,,,,mg the dchts helm, it ih
<br />eug,gested that I mt n, /Rde itarr.e'svch a, h ..... . ttc' nomv,t, not, ario,taV , n1,, c i ndler, malwdl, dotes, co
<br />A Promissory Note dated 05/22/2002
<br />NEBRASKA- DEFDOFTROST uDr FOVFrvma Fdto, Fan DavndSE) aregefof4)
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<br />0166(NE).9xyen vur menrcncEFDauS isoo set 72lo
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