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200205522 <br />(IH " Train" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, end all sums due under this Security Instrument, plus interval. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />❑ <br />Adjustable Rate Rides <br />❑ <br />Condominium Rider ❑ Second Home Rider <br />❑ <br />Balloon Rider <br />❑ <br />Planned Unit Development Rider U Others) [,poetry] <br />® <br />1 -4 Family Rider <br />❑ <br />Biweekly Payment Rider <br />(d) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative nrlcs and orders (that have the effect of law) as well as all applicable final, nou- appealable judicial <br />opinions. <br />(K) "Community Association Dues, Bees, and Assessments" means all dues, fees, assessmcnls and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />(L) "F,Icctronie Funds Transfer" means any limiterof funds, other than a transaction originated by check, draft, <br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or <br />magnetic tape so as to order, instruct, or authorize a imancial institution to debit or credit an account. Such term <br />includes, but is lint limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by <br />telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Fsm'ow Items" means those items Ihat are described in Section 3. <br />(N) "Miscellancons Proceeds" meats any compensation, settlement, award of damages, or proceeds paid by any <br />third party (other than insurance proceeds paid under the coverages described in Section 5) fur: (i) damage to, or <br />destruction ot, the Property; (ii) condenwation or other taking of all or any part of the Property; (iii) conveyance in <br />lieu of auidenmation; or (iv) misrepresentations of, or omissions as to, the value candler condition of the Property. <br />(0) "Mortgage Insurance" means insur ance protecting Lender against the nonpayment of, or default on, the Lam <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, <br />plus (ii) any amounts under Section 3 of this Security Instrument. <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 at seq.) and its implementing <br />regulation, Regulation X 124 CT R_ Par[ 3500), as they might be amended from time to time, or any additional or <br />successor legislation or regulation that governs the .same subject mattes As used in this Security Instrument, <br />"RESPA" refers to all requirements and restrictions that are imposed in regard b a "fedeudly related mortgage loan' <br />even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. <br />(R) "Successor in interest of Borrower" means any party that has taken title to die Property, whether or not that <br />party has assumed Borrower's obligations under the Note and /or this Security Instrument. <br />NEBRASKA Single Foully —Fa nie Mae /Freddie Mac UNIFORM INS IHUMENT MERS D cm,,,ie �s%,mlrz a osas -tees <br />Fia,u 3028 1101 Pay. 2 of 13 www. doe gracam <br />nEx's, rata 1111111111111111111111111111111IIIIII111111111111111111111111 <br />