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200205512 <br />sums secured by this Security Instrument. It Borrower (ails to pay these sums prior to the <br />expiration of this period, Leader may invoke any remedies permitted by this Srcm'ity Instrument <br />without BrNrer notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the ternvs and covenants uatained in this <br />Fixed /Adjustable Rate Rider. <br />l✓s�...r O_ / - (Seal) - ('Seal) <br />WILLIAM O SCHAFFER - BOrruwer - BUV�rwer <br />_ (Seal) (Seal) <br />Bar,,,wcr - Borrower <br />_(Seal) (.Seal) <br />.Borrow,, - BUrruwe� <br />(Seal) "ears <br />Be,. - r - Bnre,,x, <br />(Q 843R *006) Page 4 of 4 Form 3182 Vat <br />a <br />