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200205512 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />a. �Ul.�l (Seal) <br />WILLIAM O St- FER �� - Burrow,, <br />(,Seat) <br />Borrow.. <br />(Seal) <br />Borrower <br />(Seal) <br />- BOrro..vr <br />(Seal) <br />Bo-,,r <br />(Seal) <br />Bo��owei <br />(Sul) <br />B,w"' <br />(Seal) <br />Borrowor <br />(M. 6(NE) i000s w�ee am v, Form 3028 1/01 <br />