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PARTIES: This Deed of 'I rust is made oa 05/14/2002 among, the Grantor, MICHAEL J BISH AND SUSAN K IRISH, (HUSBAND AND WIPE) THminwcr"), AREND R BAACK, ATTORNEY, whose residence addrees is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the Beneficiary, HOME FF,DERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"). O CONVEYANCE: Par value received, Borrower irrevocably grants mid conveys to Trustee, in trust, with power of sale, the real property, of which Rorrower is lawfully ecized, described below and all buildings, fixtures, and existing and future improvements fiction and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the "property"). PROPERTY ADDRESS: 4417 PINTAIL LANE, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIPTION: LOT TWENTY -SEVEN (27), HIDDEN LAKLS SURDNISiON NUMBER FOUR, HALL COUNTY, NEBRASKA. Located in hall County, Nebraska. TITLE: Borrower convenants and warrants title to the property, except for SECURED DEBT: This decd of trust secures to Leader repayment of the secured debt and the performance of the convenants and agreements contained in this deed of trust and in any other document incorporated Retain. Secured debt, as used in this deed of trust, includes any amounts Borrower owes to Lender under this decd of trust or under any instmment secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof)'. ■ A PROMISSORY NOTE AND SLCURiTY AGREEMENT DATED 05/14/2002 ® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust u, executed. ❑ Revolving line of credit agreement dated with initial annual interest rate of % All amounts owed under this agreement are secured even though all amounts may not yet he advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the dale this deed of trust is executed. The above obligation is due and payable on November 14, 2002 if not paid earlier. The total unpaid balance secured by this decd of trust at any one (line shall not exceed a maximum principal amount of $10,010.50, plus interest, plus any amounts disbursed under the lemts of this deed of trust to protect the security of this decd of trust or to perform any of the covenants contained in this deed of trust, with interest oa such disbursements. ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and made a pan hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQhaehed to this deed of trust and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this decd of trust and made a part hereof. S1GNA'rURF,S: By signing below, Burrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in any riders described above signed by Borrower. MICHAEL J IRISH SAN K BISH ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 05/14/2002 By MICHAEL I BISH and SUSAN K BISH, My commission expires :l i'(. / V 1.�(il`- - � )(L '_ %z.( (Votary Public) i;k G6dRAL NOTARY Sores of Nebraska SHARON K KLEINT ern &v Colour Exp Oa^ 3, 2003 i_ n m m V r c (3CO. d 3 r i o n Ul G 01 N �~ DEED OF TRUST PARTIES: This Deed of 'I rust is made oa 05/14/2002 among, the Grantor, MICHAEL J BISH AND SUSAN K IRISH, (HUSBAND AND WIPE) THminwcr"), AREND R BAACK, ATTORNEY, whose residence addrees is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee'), and the Beneficiary, HOME FF,DERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ("Lender"). O CONVEYANCE: Par value received, Borrower irrevocably grants mid conveys to Trustee, in trust, with power of sale, the real property, of which Rorrower is lawfully ecized, described below and all buildings, fixtures, and existing and future improvements fiction and all rights -of- way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the "property"). PROPERTY ADDRESS: 4417 PINTAIL LANE, GRAND ISLAND, Nebraska 68801 LEGAL DESCRIPTION: LOT TWENTY -SEVEN (27), HIDDEN LAKLS SURDNISiON NUMBER FOUR, HALL COUNTY, NEBRASKA. Located in hall County, Nebraska. TITLE: Borrower convenants and warrants title to the property, except for SECURED DEBT: This decd of trust secures to Leader repayment of the secured debt and the performance of the convenants and agreements contained in this deed of trust and in any other document incorporated Retain. Secured debt, as used in this deed of trust, includes any amounts Borrower owes to Lender under this decd of trust or under any instmment secured by this deed of trust, and all modifications, extensions and renewals thereof. The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof)'. ■ A PROMISSORY NOTE AND SLCURiTY AGREEMENT DATED 05/14/2002 ® Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are contemplated and will be secured to the same extent as if made on the date of this deed of trust u, executed. ❑ Revolving line of credit agreement dated with initial annual interest rate of % All amounts owed under this agreement are secured even though all amounts may not yet he advanced. Future advances under the agreement are contemplated and will be secured to the same extent as if made on the dale this deed of trust is executed. The above obligation is due and payable on November 14, 2002 if not paid earlier. The total unpaid balance secured by this decd of trust at any one (line shall not exceed a maximum principal amount of $10,010.50, plus interest, plus any amounts disbursed under the lemts of this deed of trust to protect the security of this decd of trust or to perform any of the covenants contained in this deed of trust, with interest oa such disbursements. ❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. ❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and made a pan hereof. RIDERS: ASSIGNMENT OF RENTS DESIGNATION OF HOMESTEAD Pursuant to the Farm Homestead Protection Act, designation of homestead iQhaehed to this deed of trust and made a part hereof has ❑ been disclaimed; the disclaimer is attached to this decd of trust and made a part hereof. S1GNA'rURF,S: By signing below, Burrower agree to the terms and convenants contained in this deed of trust, including those on page 2, and in any riders described above signed by Borrower. MICHAEL J IRISH SAN K BISH ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: The foregoing instrument was acknowledged before me on 05/14/2002 By MICHAEL I BISH and SUSAN K BISH, My commission expires :l i'(. / V 1.�(il`- - � )(L '_ %z.( (Votary Public) i;k G6dRAL NOTARY Sores of Nebraska SHARON K KLEINT ern &v Colour Exp Oa^ 3, 2003 i_