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200205395 <br />IfLender exercises the option to require immediate payment in full, Lender shall give Borrower <br />notice of acceleration. The notice shall provide a period of not less than 30 days from the date the <br />notice is given in accordance with Section 15 within which Borrower must pay all sums secured <br />by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this <br />period, Lender may invoke any remedies permitted by this Security Instrument without further <br />notice or demand on Borrower. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />this Adjustable Rate Rider. <br />l� <br />tin C. Wichman <br />Heather M. Wichman <br />MULTISTA rE ADJUSTABLE RATE RIDER (LIBOR INDEX) -- Single Family--Freddie Mac ITNI FORM INSTRUMENT <br />Form 3192 IIOI Page 3 of 3 1`3192RD1 <br />03 -21 -2002 12:07 <br />