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r ^— I After Recording Return To: e(t F_ C,)) Return o: BridgeSpan Title Company 2591 Dallas Parkway, Suite 600 Frisco, Texas 75034 ATTN: Recording Dept. 19 q 4 7� LOAN #: A0333651 Title Order No.: 724726 Escrow No.: 724726 [Space Above This tine For Recording Data] DEED OF TRUST l� �O DEFINITIONS Words used in multiple sections of this document are defined below and other words are dcfincd in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 21, 2002, together with all Riders to this document. (B) "Borrower" is Justin C. Wichman and Heather M. Wichman , husband and wife, as joint tenants. Borrower is the trustor under this Security Instrument. (C) "Lender" is E -LOAN, INC. Lender is DELAWARE CORPORATION THE STATE OF DELAWARE. DUBLIN, CA 94568. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is BridgeSpan. organized and existing under the laws of Lender's address is 5875 ARNOLD RD., SUITE 100, (E) "Note" means the promissory note signed by Borrower and dated MARCH 21, 2002 . The Note states that Borrower Owes Leader******* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FIFTY TWO THOUSAND AND N01100 Dollars (U.S. $52,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note. and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be executed by Borrower [check box as applicablcl: X__ Adjustable Rate Rider L- Condominium Rider Second Home Rider Balloon Rider C Planned Unit Development Rider = Other(s) [specify[ CJ 1 -4 Family Rider C Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Initials:)(" i) Form 3028 vm Page 1 of S NEUIVED 0109 03 -21 -2002 12:07 M < o C, LA r,i �: r j — cn 0 0 u n v X, w C411 C rD ce GO N 41l ce (Jf 2 0 [Space Above This tine For Recording Data] DEED OF TRUST l� �O DEFINITIONS Words used in multiple sections of this document are defined below and other words are dcfincd in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MARCH 21, 2002, together with all Riders to this document. (B) "Borrower" is Justin C. Wichman and Heather M. Wichman , husband and wife, as joint tenants. Borrower is the trustor under this Security Instrument. (C) "Lender" is E -LOAN, INC. Lender is DELAWARE CORPORATION THE STATE OF DELAWARE. DUBLIN, CA 94568. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is BridgeSpan. organized and existing under the laws of Lender's address is 5875 ARNOLD RD., SUITE 100, (E) "Note" means the promissory note signed by Borrower and dated MARCH 21, 2002 . The Note states that Borrower Owes Leader******* * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FIFTY TWO THOUSAND AND N01100 Dollars (U.S. $52,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than APRIL 1, 2032. (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Properly." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note. and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be executed by Borrower [check box as applicablcl: X__ Adjustable Rate Rider L- Condominium Rider Second Home Rider Balloon Rider C Planned Unit Development Rider = Other(s) [specify[ CJ 1 -4 Family Rider C Biweekly Payment Rider NEBRASKA -- Single Family -- Fannie Mae /Freddie Mae UNIFORM INSTRUMENT Initials:)(" i) Form 3028 vm Page 1 of S NEUIVED 0109 03 -21 -2002 12:07