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2002053'74 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />"in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />- - Borrower <br />4m-6(NE) (0005) <br />(Seal) <br />N R - orrower <br />Qn (Seal) <br />THERESA BECK -13 onower <br />(Seal) <br />(Seal) <br />-13orrower <br />(Seal) <br />Borrower <br />Initials: <br />Page 14 of 15 Form 3028 1/01 <br />