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Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated MAY 7, 2002
<br />together with all Riders to this document.
<br />(B) "Borrower" is MICHAEL E. FOLLMER AND LINDA A. FOLLMER, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender"is MOUNTAIN WEST FINANCIAL, INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE
<br />LANE #140 REDLANDS, CA 92374
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MAY 7, 2002
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED TWENTY -FIVE THOUSAND TWO HUNDRED AND 00 /100
<br />Dollars (U.S. $ 125, 200.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA -- Single Family -- Fannie Mac/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01
<br />noCUKVEI (Page I of 12 pages)
<br />wcu 1.2/ 12/11/2000
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<br />MOUNTAIN WEST FINANCIAL, INC.
<br />20020'5,)J7
<br />1902 ORANGE TREE LANE #140
<br />REDLANDS, 92374
<br />W�.
<br />[Space Above
<br />This Line For Recording Data]
<br />FOLLMER
<br />DEED OF TRUST
<br />TARN NQ 05204013
<br />PARCEL MUM: 400151707
<br />NUM:
<br />MIN: 100154600052040135
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated MAY 7, 2002
<br />together with all Riders to this document.
<br />(B) "Borrower" is MICHAEL E. FOLLMER AND LINDA A. FOLLMER, HUSBAND AND WIFE
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender"is MOUNTAIN WEST FINANCIAL, INC.
<br />Lender is a CORPORATION organized and existing under the
<br />laws of CALIFORNIA .Lender's address is 1902 ORANGE TREE
<br />LANE #140 REDLANDS, CA 92374
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated MAY 7, 2002
<br />The Note states that Borrower owes Lender
<br />ONE HUNDRED TWENTY -FIVE THOUSAND TWO HUNDRED AND 00 /100
<br />Dollars (U.S. $ 125, 200.00 ) plus interest. Borrower has promised to pay this
<br />debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2032
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />NEBRASKA -- Single Family -- Fannie Mac/Freddie Mae UNIFORM INSTRUMENT Form 3028 1/01
<br />noCUKVEI (Page I of 12 pages)
<br />wcu 1.2/ 12/11/2000
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