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1 <br />k <br />1 <br />YL' <br />NE]U28LWT <br />After Recording Return To: <br />MICHAEL W. DOUGLAS AND CINDY <br />DOUGLAS <br />P.O. BOX 3187 <br />CRESTLINE, CALIFORNIA <br />92325 -3187 <br />DEFINITIONS <br />200205269 <br />[Space Above This Line For Recording Data] <br />n <br />n <br />Z <br />_ <br />rn <br />tn <br />co <br />;a <br />N <br />C, <br />D <br />O <br />R <br />rn <br />_7 <br />C <br />N <br />W <br />1 <br />c <br />,c <br />T'{ rr <br />After Recording Return To: <br />MICHAEL W. DOUGLAS AND CINDY <br />DOUGLAS <br />P.O. BOX 3187 <br />CRESTLINE, CALIFORNIA <br />92325 -3187 <br />DEFINITIONS <br />200205269 <br />[Space Above This Line For Recording Data] <br />Loan Number: P5230002 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 13 12002 <br />, <br />together with all Riders to this document. <br />(B) "Borrower" is JESUS RAUL RUIZ AND PAULA RUIZ, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MICHAEL W. DOUGLAS AND CINDY DOUGLAS <br />Lender is a organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is P.O. BOX 3187, CRESTLINE, CALIFORNIA 92325 -3187 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 13 2002 <br />. <br />The Note states that Borrower owes Lender FIFTY EIGHT THOUSAND FIVE HUNDRED <br />AND 00/100 Dollars (U.S. $ 58,500.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2007 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagICIEV� 800- 6491362 <br />Form 3028 1/01 Page 1 of 13 www.docmagic.com <br />C_Y <br />U <br />0 <br />co <br />;a <br />N <br />C, <br />D <br />O <br />R <br />rn <br />_7 <br />C <br />N <br />W <br />1 <br />c <br />,c <br />T'{ rr <br />1 <br />00 <br />C> 'r <br />O <br />C%/ <br />o <br />7 z <br />4-'. <br />Z <br />m <br />N <br />C <br />rn <br />a <br />rX <br />o <br />o <br />r <br />CAD <br />U <br />r co <br />Cn <br />W <br />co <br />N <br />ar <br />N <br />4, <br />09 <br />C <br />O <br />co <br />ti <br />ca <br />Loan Number: P5230002 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 13 12002 <br />, <br />together with all Riders to this document. <br />(B) "Borrower" is JESUS RAUL RUIZ AND PAULA RUIZ, HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is MICHAEL W. DOUGLAS AND CINDY DOUGLAS <br />Lender is a organized <br />and existing under the laws of CALIFORNIA <br />Lender's address is P.O. BOX 3187, CRESTLINE, CALIFORNIA 92325 -3187 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />(E) "Note" means the promissory note signed by Borrower and dated MAY 13 2002 <br />. <br />The Note states that Borrower owes Lender FIFTY EIGHT THOUSAND FIVE HUNDRED <br />AND 00/100 Dollars (U.S. $ 58,500.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than JUNE 1, 2007 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT DocMagICIEV� 800- 6491362 <br />Form 3028 1/01 Page 1 of 13 www.docmagic.com <br />C_Y <br />U <br />