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200205149 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />-13orrower <br />(Seal) <br />borrower <br />(Seal) <br />orrower <br />4BL-6(NE) (0005) <br />CHARLIE C NFI D - orrower <br />(Seal) <br />C <br />3U A K CANFIELD - orrower <br />Initials:l _ - -- <br />Page 14 of 15 <br />(Seal) <br />T:rr-%„rf%u,P, <br />(Seal) <br />- orrower <br />(Seal) <br />- orrower <br />Form 3028 1 /01 <br />