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200205079 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any.Rider executed by Borrower and recorded with it. <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(S al) <br />Pe---- Cummings orrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this May 3, 2002 <br />by Craig A. Cummings and Petty A. Cummings, Husband and Wife <br />Borrower <br />e�4;� a OZ444n�c t j GENERAL NOrARK <br />EDyy $t�eNNebr. -, <br />Signature of Pers aki cknowledgment) Edward J. Jarosik My Comm. �AROSJ <br />mrt+. Exp. Oct. 2I, 2003 <br />(Title or rank) � j l�yj/,Q //!�� <br />(Serial Number, if any) <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1 /01 <br />DOCU I NE 12 (Page 12 of 12 pages) <br />DOCOINEC.VTX 02/22 /2000 <br />