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After Recording Return To: U.S. BANK, H.A., H.D. 205 WEST 4TH STREET CINCINNATI, OH 45202 LOAN #: 50043986 Title Order No.: 027703 M n \ M = _ ;D o 'r = G [Space Above This Line For Recording Data] DEED OF TRUST 200205032 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MAY 2, 2002, together with all Riders to this document. (B) "Borrower" is LORRAINE J JENSEN. A SINGLE PERSON. &�-A. Borrower is the trustor under this Security Instrument. (C) "Lender" is U.S. BANK, N.A., N. D. Lender is a NATIONAL BANKING ASSOCIATION organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 205 WEST 4TH STREET, CINCINNATI, OH 45202. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is /X)S)EAW TICOR TITLE IN W RANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MAY 2, 2002. The Note states that Borrower owes Lender***** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FORTY EIGHT THOUSAND AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $48,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 7, 2017. (1) f°Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (1T) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider D Condominium Rider D Second Home Rider ® Balloon Rider O Planned Unit Development Rider D Other(s) [specify] 0 14 Family Rider Biweekly Payment Rider NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Initials: Form 30281/01 Page 1 of 8 fiELTIWt6 0109 M C; CV aw CD ° c N cw ice. ;% C C? y t7 '*ti G CD co S rn M —0 m W © FYi C7 3 r n u1 Cali x t: CD co 200205032 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated MAY 2, 2002, together with all Riders to this document. (B) "Borrower" is LORRAINE J JENSEN. A SINGLE PERSON. &�-A. Borrower is the trustor under this Security Instrument. (C) "Lender" is U.S. BANK, N.A., N. D. Lender is a NATIONAL BANKING ASSOCIATION organized and existing under the laws of THE UNITED STATES OF AMERICA. Lender's address is 205 WEST 4TH STREET, CINCINNATI, OH 45202. Lender is the beneficiary under this Security Instrument. (D) "Trustee" is /X)S)EAW TICOR TITLE IN W RANCE COMPANY (E) "Note" means the promissory note signed by Borrower and dated MAY 2, 2002. The Note states that Borrower owes Lender***** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** *FORTY EIGHT THOUSAND AND N01100 *************************** * * * * * * * * * * * * * * * * * * * * * * * * * * * * * ** Dollars (U.S. $48,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 7, 2017. (1) f°Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (1T) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider D Condominium Rider D Second Home Rider ® Balloon Rider O Planned Unit Development Rider D Other(s) [specify] 0 14 Family Rider Biweekly Payment Rider NEBRASKA — Single Family— Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Initials: Form 30281/01 Page 1 of 8 fiELTIWt6 0109