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200205025 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and with itnts contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded <br />_(Seal) <br />Borrower <br />_(Seal) <br />Borrower <br />(Seal) <br />( (Seal) Borrower <br />Borrower Richard F. Liby <br />Paula Liby <br />(Seal) <br />Borrower <br />[Space Below This Line For Acknowledgments <br />STATE OF Nebraska <br />COUNTY OF Hall <br />The foregoing instrument was acknowledged before me on this May 9, 2002 <br />by Richard F. Liby and Paula Liby, Husband and Wife <br />GENERAL NOTARY -State of Nebraska <br />VICKY J. ZASKA <br />_ My Comm. Exp. Dec. 30.2002 <br />Signature of Person t ing kno edgment) Vicky Zabka <br />(Title or rank) <br />(Serial Number, if any) <br />_(Seal) <br />Borrower <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM 12 f R pag NT <br />Form 3028 1101 <br />DOCUINE12 <br />D0CU1NEC.VTx 02/22/2000 <br />