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DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 2, 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />RICHARD D. KIER AND MARGARET L. KIER, AS JOINT TENANTS , HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family -e /Freddie Mac UNIFORM INSTRUMENT FORM 3028 1101 <br />It <br />Page 1 of 18 Initials: % Ii 1 SNE01 Rev 08/13/01 <br />. u <br />M <br />n <br />2 A <br />M to <br />n z <br />_ <br />a <br />M (A ii <br />N <br />CIO cr) <br />Co --1 <br />O <br />-• 0 <br />I�► c o <br />O <br />ITS <br />Qi <br />n <br />F <br />r <br />cn <br />t, <br />� <br />N <br />O <br />..i <br />. ..I <br />co <br />Return To: <br />ca► <br />WELLS FARGO HOME MORTGAGE, INC. <br />FINAL DOCUMENTS X4701 -024 <br />3601 MINNESOTA DRIVE <br />BLOOMINGTON, MN 55435 -5284 <br />C <br />200205019 <br />Prepared By: <br />GENE Z. LANDS <br />WELLS FARGO HOME MORTGAGE, INC. <br />PO BOX 1629 <br />MINNEAPOLIS, MN 55402 - <br />[Space Above This <br />Line For Recording Data] <br />'V <br />DEED <br />OF TRUST <br />083832STEM <br />SQ <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are <br />defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used <br />in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated MAY 2, 2002 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />RICHARD D. KIER AND MARGARET L. KIER, AS JOINT TENANTS , HUSBAND AND WIFE <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is WELLS FARGO HOME MORTGAGE, INC. <br />Lender is a Corporation <br />organized and existing under the laws of THE STATE OF CALIFORNIA <br />NEBRASKA - Single Family -e /Freddie Mac UNIFORM INSTRUMENT FORM 3028 1101 <br />It <br />Page 1 of 18 Initials: % Ii 1 SNE01 Rev 08/13/01 <br />. u <br />