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State of Nebraska Space Above This Line For Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />F1 Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is 0 4 / 19 / 2 0 0 2- - - - - - - - - - - - - - - - - - - - - O <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:RORY L DJERNES HUSBAND AND WIFE LORI P DJERNES HUSBAND AND WIFE <br />594 EAST 20TH ST <br />GRAND ISLAND, NE 68801 <br />01f checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />11,1111-011:33 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />THE SOUTH ONE HUNDRED EIGHTY -THREE AND FOUR TENTHS FEET (183.41) OF THE NORTH <br />THREE HUNDRED SIXTY -SIX AND EIGHT TENTHS (366.81)FEET OF LOT NINE(9) IN GEER <br />SUBDIVISION BEING PART OF THE NORTHEAST QUARTER OF SECTION NINE (9), TOWNSHIP <br />ELEVEN (11)NORTH, RANGE NINE (9)WEST OF THE 6TH P.M. IN GRAND ISLAND, HALL COUNTY, <br />NEBRASKA <br />The property is located in ------------------ Hall ----- --------------- at 594 - EAST - 20TH -ST ---------- <br />(County) <br />------------------------------ - - - - -- - -- - - - - -- GRAND - ISLAND --------- , Nebraska----- 68801 - - - -- <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property "). <br />3. MAM11UNI OBLIGATION LLNUT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $ 3 0,_ 000.00 This limitation of amount does not include interest and other <br />---------------------------- <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt (s) secured and you should include the final maturity date of such debt (s).) <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />00 - C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />m <br />T <br />>i <br />Y <br />f V <br />0 <br />n <br />n <br />z <br />�-� <br />N <br />7 <br />_q rn <br />C:) <br />Co <br />(v <br />O0 <br />N <br />O <br />s M <br />C:) <br />t� <br />rat <br />`r' <br />3 <br />rte - <br />r r> <br />-� <br />CO <br />Q <br />C D <br />CIO <br />�-�► <br />�--.r. <br />co <br />State of Nebraska Space Above This Line For Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />F1 Construction Security Agreement <br />1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is 0 4 / 19 / 2 0 0 2- - - - - - - - - - - - - - - - - - - - - O <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR:RORY L DJERNES HUSBAND AND WIFE LORI P DJERNES HUSBAND AND WIFE <br />594 EAST 20TH ST <br />GRAND ISLAND, NE 68801 <br />01f checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />11,1111-011:33 <br />BENEFICIARY: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to <br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably <br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described <br />property: <br />THE SOUTH ONE HUNDRED EIGHTY -THREE AND FOUR TENTHS FEET (183.41) OF THE NORTH <br />THREE HUNDRED SIXTY -SIX AND EIGHT TENTHS (366.81)FEET OF LOT NINE(9) IN GEER <br />SUBDIVISION BEING PART OF THE NORTHEAST QUARTER OF SECTION NINE (9), TOWNSHIP <br />ELEVEN (11)NORTH, RANGE NINE (9)WEST OF THE 6TH P.M. IN GRAND ISLAND, HALL COUNTY, <br />NEBRASKA <br />The property is located in ------------------ Hall ----- --------------- at 594 - EAST - 20TH -ST ---------- <br />(County) <br />------------------------------ - - - - -- - -- - - - - -- GRAND - ISLAND --------- , Nebraska----- 68801 - - - -- <br />(Address) (City) (ZIP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property "). <br />3. MAM11UNI OBLIGATION LLNUT. The total principal amount secured by this Security Instrument at any one time <br />shall not exceed $ 3 0,_ 000.00 This limitation of amount does not include interest and other <br />---------------------------- <br />fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made <br />under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants <br />contained in this Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify <br />the debt (s) secured and you should include the final maturity date of such debt (s).) <br />NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) (page 1 of 4) <br />1994 Bankers Systems, Inc., St. Cloud, MN Form OCP- REDT -NE 1/13/99 <br />00 - C465(NE) (9902).02 VMP MORTGAGE FORMS - (800)521 -7291 <br />m <br />