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200204831 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />- Borrower <br />(Seal) <br />- - - -_- - -- _ - -- - Borrower <br />(Seal) <br />-- --- - - - - -- -- -- -- - - - Borrower <br />-6(NE) (0005) <br />y� alRANDY J LL EGE orrower <br />C& <br />"t M <br />(Seal) <br />CAROL M HELLWEGE - orrower <br />Page 14 of 15 <br />19 <br />Initials: <br />(Seal) <br />Borrower <br />(Seal) <br />_ borrower <br />(Seal) <br />-Borrower <br />Form 3028 1/01 <br />