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200204782 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br />1 -4 Family Rider. <br />O, <br />(Seal) (Seal) <br />GEORG E CLAYMAN - Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />(Seal) (Seal) <br />- Borrower - Borrower <br />02- 03 -29- 000049 <br />(P-57R (0008) Page 4 of 4 Form 3170 1101 <br />9 <br />