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rn C r= a N n 2 Cn 1 Q After Recording Return To: MOUNTAIN WEST FINANCIAL, INC. 1902 ORANGE TREE LANE, SUITE 140 REDLANDS, CALIFORNIA 92374 [Space Above This Line For Recording Data] DEED OF TRUST Loan Number: 05204036 NUN:MIN: 1001546 - 0005204036 -6 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 26 , 2002 , together with all Riders to this document. (B) "Borrower" is TRAC I A. RAUCH AND DAVID P. WORD, WIFE AND HUSBAND Borrower is the trustor under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , CALIFORNIA 92374 (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (I) "Note" means the promissory note signed by Borrower and dated APRIL 26 , 2002 . The Note states that Borrower owes Lender QNE H 4= SIXTY FUR 'iHaHISD T-IREE HISIM FIFTY AD 00 /100 Dollars (U. S. $ 164,350.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2032 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DoCMagk 800- 649 -1362 Form 3028 1/01 Page 1 of 13 www.docmagic.com NE3M81.MZD N � Q O O tZ N O e3D O C N n to o � C m O 'rt 0 3 � W r y. N Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated APRIL 26 , 2002 , together with all Riders to this document. (B) "Borrower" is TRAC I A. RAUCH AND DAVID P. WORD, WIFE AND HUSBAND Borrower is the trustor under this Security Instrument. (C) "Lender" is MOUNTAIN WEST FINANCIAL, INC. Lender is a CORPORATION organized and existing under the laws of CALIFORNIA Lender's address is 1902 ORANGE TREE LANE, SUITE 140, REDLANDS , CALIFORNIA 92374 (D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY (E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. (I) "Note" means the promissory note signed by Borrower and dated APRIL 26 , 2002 . The Note states that Borrower owes Lender QNE H 4= SIXTY FUR 'iHaHISD T-IREE HISIM FIFTY AD 00 /100 Dollars (U. S. $ 164,350.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2032 (G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT - MERS DoCMagk 800- 649 -1362 Form 3028 1/01 Page 1 of 13 www.docmagic.com NE3M81.MZD N � Q O O tZ N O e3D O