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PARTIES: This Deed of Trust is made on April 25, 2002 among, the Grantor, Charles R. Winkler, Trustee and Charles R. Winkler, <br />( "Borrower "), <br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the i <br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- <br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the <br />"property "). <br />PROPERTY ADDRESS: 2523 West I" Grand Island, Nebraska 68801 <br />LEGAL DESCRIPTION: <br />LOT TWELVE (12), IN BLOCK TWELVE (12), IN ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY,NEBRASKA. <br />TITLE: Borrower convenants and warrants title to the property, except for <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements <br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />® A CONSTRUCTION LINE OF CREDIT DRAW NOTE DATED APRIL 25, 2002 IN AN AMOUNT NOT TO EXCEED FORTY <br />TWO THOUSAND AND 00 /100 DOLLARS ($42,000.00) <br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. <br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. <br />The above obligation is due and payable on November 1, 2002 if not paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $42,000.00, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed of trust, with interest on such disbursements. <br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. <br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and <br />made a part hereof. <br />RIDERS: ASSIGNMENT OF RENTS <br />DESIGNATION OF HOMESTEAD <br />Pursuant to the Farm Homestead Protection Act, designation of homestead i❑ittached to this deed of trust and made a part hereof has <br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. <br />SIGNAT S: signing below, Borrower agree to the terms and conve s tained in this deed of trust, including those on page <br />2, an n any riders escribed above signed by Borrower. <br />Irarles R. Winkler, Trustee Charles R. Winkler <br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: <br />The foregoing instrument was acknowledged before me on April 25, 2002 <br />By Charles R. Winkler, Trustee Charles R. Winkler <br />My commission expires: .'u 1u i 1, � <br />_g_)n.rl.c+ _ Ck L (Notary Public) <br />sUAi►fIOT N • State of Nebraska <br />TRACI A RABER <br />My Conan. EqL July 11.2005 <br />rn <br />n <br />Z D p <br />f V <br />O ---1 <br />CA <br />co <br />--� <br />C n <br />N <br />M <br />DEED OF TRUST <br />p <br />PARTIES: This Deed of Trust is made on April 25, 2002 among, the Grantor, Charles R. Winkler, Trustee and Charles R. Winkler, <br />( "Borrower "), <br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the i <br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- <br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the <br />"property "). <br />PROPERTY ADDRESS: 2523 West I" Grand Island, Nebraska 68801 <br />LEGAL DESCRIPTION: <br />LOT TWELVE (12), IN BLOCK TWELVE (12), IN ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY,NEBRASKA. <br />TITLE: Borrower convenants and warrants title to the property, except for <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements <br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />® A CONSTRUCTION LINE OF CREDIT DRAW NOTE DATED APRIL 25, 2002 IN AN AMOUNT NOT TO EXCEED FORTY <br />TWO THOUSAND AND 00 /100 DOLLARS ($42,000.00) <br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. <br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. <br />The above obligation is due and payable on November 1, 2002 if not paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $42,000.00, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed of trust, with interest on such disbursements. <br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. <br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and <br />made a part hereof. <br />RIDERS: ASSIGNMENT OF RENTS <br />DESIGNATION OF HOMESTEAD <br />Pursuant to the Farm Homestead Protection Act, designation of homestead i❑ittached to this deed of trust and made a part hereof has <br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. <br />SIGNAT S: signing below, Borrower agree to the terms and conve s tained in this deed of trust, including those on page <br />2, an n any riders escribed above signed by Borrower. <br />Irarles R. Winkler, Trustee Charles R. Winkler <br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: <br />The foregoing instrument was acknowledged before me on April 25, 2002 <br />By Charles R. Winkler, Trustee Charles R. Winkler <br />My commission expires: .'u 1u i 1, � <br />_g_)n.rl.c+ _ Ck L (Notary Public) <br />sUAi►fIOT N • State of Nebraska <br />TRACI A RABER <br />My Conan. EqL July 11.2005 <br />f V <br />O ---1 <br />O <br />co <br />--� <br />C n <br />N <br />M <br />p <br />�. <br />o -n <br />O <br />M <br />Z <br />r <br />cD <br />cr <br />c. <br />cn <br />CD <br />. <br />Cn <br />.... <br />o <br />cn <br />(n <br />co <br />a <br />cm <br />200204709 <br />PARTIES: This Deed of Trust is made on April 25, 2002 among, the Grantor, Charles R. Winkler, Trustee and Charles R. Winkler, <br />( "Borrower "), <br />AREND R BAACK, ATTORNEY, whose residence address is P. O. Box 790, Grand Island, Hall County, Nebraska ( "Trustee "), and the i <br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, a corporation organized and existing under the <br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender "). <br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of <br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of- <br />way, easements, rents, issues, profits, income, tenements, hereditaments, privileges and any appurtenances thereunto belonging (all called the <br />"property "). <br />PROPERTY ADDRESS: 2523 West I" Grand Island, Nebraska 68801 <br />LEGAL DESCRIPTION: <br />LOT TWELVE (12), IN BLOCK TWELVE (12), IN ASHTON PLACE, AN ADDITION TO THE CITY OF GRAND ISLAND, HALL <br />COUNTY,NEBRASKA. <br />TITLE: Borrower convenants and warrants title to the property, except for <br />SECURED DEBT: This deed of trust secures to Lender repayment of the secured debt and the performance of the convenants and agreements <br />contained in this deed of trust and in any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts <br />Borrower owes to Lender under this deed of trust or under any instrument secured by this deed of trust, and all modifications, extensions and <br />renewals thereof. <br />The secured debt is evidenced by (List all instruments and agreements secured by this deed of trust and the dates thereof.): <br />® A CONSTRUCTION LINE OF CREDIT DRAW NOTE DATED APRIL 25, 2002 IN AN AMOUNT NOT TO EXCEED FORTY <br />TWO THOUSAND AND 00 /100 DOLLARS ($42,000.00) <br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are <br />contemplated and will be secured to the same extent as if made on the date of this deed of trust is executed. <br />❑ Revolving line of credit agreement dated , with initial annual interest rate of % <br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced. Future advances under <br />the agreement are contemplated and will be secured to the same extent as if made on the date this deed of trust is executed. <br />The above obligation is due and payable on November 1, 2002 if not paid earlier. <br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum principal amount of $42,000.00, plus <br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the <br />covenants contained in this deed of trust, with interest on such disbursements. <br />❑ Variable Rate: The interest rate on the obligation secured by this deed of trust may vary according to the terms of that obligation. <br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached to this deed of trust and <br />made a part hereof. <br />RIDERS: ASSIGNMENT OF RENTS <br />DESIGNATION OF HOMESTEAD <br />Pursuant to the Farm Homestead Protection Act, designation of homestead i❑ittached to this deed of trust and made a part hereof has <br />❑ been disclaimed; the disclaimer is attached to this deed of trust and made a part hereof. <br />SIGNAT S: signing below, Borrower agree to the terms and conve s tained in this deed of trust, including those on page <br />2, an n any riders escribed above signed by Borrower. <br />Irarles R. Winkler, Trustee Charles R. Winkler <br />ACKNOWLEDGMENT: STATE OF NEBRASKA, HALL COUNTY SS: <br />The foregoing instrument was acknowledged before me on April 25, 2002 <br />By Charles R. Winkler, Trustee Charles R. Winkler <br />My commission expires: .'u 1u i 1, � <br />_g_)n.rl.c+ _ Ck L (Notary Public) <br />sUAi►fIOT N • State of Nebraska <br />TRACI A RABER <br />My Conan. EqL July 11.2005 <br />