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NE30281.DOT <br />dow^%,. <br />M <br />In <br />Z <br />v <br />= cn <br />After Recording Return To: <br />HERITAGE BANK <br />110 E 9TH STREET <br />WOOD RIVER, NEBRASKA 68883 <br />rn <br />7^C = <br />[Space Above This Line For Recording Data] <br />rn <br />C3 <br />0 <br />M <br />c <br />Cr <br />N <br />V <br />co <br />`0 <br />3 <br />—C <br />4 <br />�a <br />M <br />A C�7 <br />r— A <br />Cn <br />A <br />. ' <br />GR <br />200204660 <br />N <br />CD <br />o <br />N <br />G .o.. <br />1 C/! <br />C <br />Ca <br />• <br />DEED OF TRUST <br />DEFINITIONS Loan Number: 3766969 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated APRIL 18 , 2 0 0 2 , <br />together with all Riders to this document. <br />(B) "Borrower" is CHRISTOPHER F. SALISBURY AND NICOLE S. SALISBURY AS <br />JOINT TENANTS <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 110 E 9TH STREET, WOOD RIVER, NEBRASKA 68883 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is HERITAGE BANK, 110 E 9TH STREET, WOOD RIVER, NEBRASKA <br />68883 <br />(E) "Note" means the promissory note signed by Borrower and dated APRIL 18 , 2002 <br />. <br />The Note states that Borrower owes Lender SEVENTY SIX THOUSAND AND 00/100 <br />Dollars (U.S. $ 76,000.00 ) plus interest. Borrower has promised to pay <br />this debt in regular Periodic Payments and to pay the debt in full not later than MAY 1, 2032 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />NEBRASKA -- Single Family -- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 Page 1 of 13 <br />DocMagfcC 1r-o 7va90 800- 649 -1362 <br />www.docmagic.com <br />