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200204651 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br />ea?474 1 4 (Seal) <br />Robert A. Amends Borrower <br />(Seal) . <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />Borrower <br />(Seal) <br />n C. �Arends Borrower <br />[Space Below This Line For Acknowledgment] <br />STATE OF Nebraska <br />COUNTY OF Hall <br />_(Seal) <br />Borrower <br />The foregoing instrument was acknowledged before me on this April 26, 2002 <br />by Robert A. Amends and Nancy C. Amends, Husband and Wife <br />GENERAL NO a of Nebraska <br />Signatu of Perso ak' owledgment) Vicky J. Zabka !I VICKY J. ZABKA <br />My Comm. Exp. Dec. 30.2002 <br />(Title or rank) Ic <br />(Serial Number, if <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br />DOCUINE12 (Page 12 of 12 pages) <br />Doco1NEC.VTX 02/22/2000 <br />