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200204579 <br />VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />NOTICE: THIS LOAN IS NOT ASSUMABLE WITHOUT <br />THE APPROVAL OF THE DEPARTMENT OF <br />VETERANS AFFAIRS OR ITS AUTHORIZED AGENT. <br />THIS VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER is made this 19th day <br />of April, 2002 , and is incorporated into and shall be deemed to amend <br />and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (herein "Security Instrument ") dated of <br />even date herewith, given by the undersigned (herein "Borrower ") to secure Borrower's Note to <br />Washington Mutual Bank, FA <br />(herein "Lender') and covering the Property described in the Security Instrument and located at <br />1403 North Ruby <br />Grand Island, NE 68803 <br />[Property Address] <br />VA GUARANTEED LOAN COVENANT: In addition to the covenants and agreements made in the <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br />If the indebtedness secured hereby be guaranteed or insured under Title 38, United States Code, such Title <br />and Regulations issued thereunder and in effect on the date hereof shall govern the rights, duties and <br />liabilities of Borrower and Lender. Any provisions of the Security Instrument or other instruments executed <br />in connection with said indebtedness which are inconsistent with said Title or Regulations, including, but not <br />limited to, the provision for payment of any sum in connection with prepayment of the secured indebtedness <br />and the provision that the Lender may accelerate payment of the secured indebtedness pursuant to Covenant <br />18 of the Security Instrument, are hereby amended or negated to the extent necessary to conform such <br />instruments to said Title or Regulations. <br />0047159074 <br />MULTISTATE VA GUARANTEED LOAN AND ASSUMPTION POLICY RIDER <br />P538R (0106) 9 <br />Pagel of 3 Initials: a <br />VMP MORTGAGE FORMS - (800)521 -729 <br />14 <br />