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DEED OF TRUST
<br />PARTIES:'fhis Deed of Trust is made on 04/18/2002 among, the Gmntor, DENNIS W HARDER AND CHERYL K HARDER, HUSBAND
<br />AND WIFE ( "Bonowed'), Nebraska Tmstae'
<br />AREND R BAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, hall County, ("Trustee'), and the r.
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIKHON OF GRAND ISLAND, a corporation orgunized and existing rmder the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of Q
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, ronementa, hereditaments, privileges and any appurtenances thereunto belonging (all called die
<br />"property ").
<br />PROPERTY ADDRESS: 3941 MARY LANE, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT TWENTY 'I FREE (23), MARYLANE SUBDIVISION, HALL COON TY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />'TITLE: Borrower converams and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lrnder repaymem of [he secured debt and the performance of the convenants and agreemrnts
<br />convince in this decd of trust smite any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Bari owes to Lender under this deed of nest or under any instrument secured by this deed of host, and all modifications, extensians and
<br />renewals thereof
<br />The seemed debt is evldconod by (List all instruments and agreements secured by this deed of trust and the duties thereof.):
<br />W A PROMISSORY NOTE. AND SECURITY AGREEMENT DATED 04/15/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of tust is executed.
<br />❑ Revolving line of credit agreement dated _,with initial annual interest rate of -%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced future advances under
<br />the agreement are contemplated and will be secured to the some extent as if made on the date this deed of throat is executed.
<br />The above obligation is due and payable on April 15, 2005 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum gheipal amount of $6,443.94, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate can the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached in this deed of ai and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQtlached to this decd of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust mdmade a part hereof.
<br />SIGN ATU By aiguing below, Borrower agree to the terms and cone enents contained In this deed of trust, Including those on page
<br />2, and in a ri ers described above si ed by Borrower.
<br />ENNIS W HARDER CHERYL K HARDER
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I TALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 04118/2002
<br />By DENNIS W HARDER and CHERYL K HARDER, I It UBAND AND WIFE
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<br />My commission expires -� �- I - 3 - ( ✓J � C s/ a Diary Public)
<br />GbidiAL NOTABYdtato of Nebraska
<br />SHARON K KLEINT
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<br />DEED OF TRUST
<br />PARTIES:'fhis Deed of Trust is made on 04/18/2002 among, the Gmntor, DENNIS W HARDER AND CHERYL K HARDER, HUSBAND
<br />AND WIFE ( "Bonowed'), Nebraska Tmstae'
<br />AREND R BAACK, ATTORNEY, whose residence address is P. 0. Box 790, Grand Island, hall County, ("Trustee'), and the r.
<br />Beneficiary, HOME FEDERAL SAVINGS AND LOAN ASSOCIKHON OF GRAND ISLAND, a corporation orgunized and existing rmder the
<br />laws of NEBRASKA whose address is 221 SOUTH LOCUST STREET, GRAND ISLAND, NEBRASKA 68801 ( "Lender ").
<br />CONVEYANCE: For value received, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the real property, of Q
<br />which Borrower is lawfully seized, described below and all buildings, fixtures, and existing and future improvements thereon and all rights -of-
<br />way, easements, rents, issues, profits, income, ronementa, hereditaments, privileges and any appurtenances thereunto belonging (all called die
<br />"property ").
<br />PROPERTY ADDRESS: 3941 MARY LANE, GRAND ISLAND, Nebraska 68803
<br />LEGAL DESCRIPTION:
<br />LOT TWENTY 'I FREE (23), MARYLANE SUBDIVISION, HALL COON TY, NEBRASKA.
<br />Located in Hall County, Nebraska.
<br />'TITLE: Borrower converams and warrants title to the property, except for
<br />SECURED DEBT: This deed of trust secures to Lrnder repaymem of [he secured debt and the performance of the convenants and agreemrnts
<br />convince in this decd of trust smite any other document incorporated herein. Secured debt, as used in this deed of trust, includes any amounts
<br />Bari owes to Lender under this deed of nest or under any instrument secured by this deed of host, and all modifications, extensians and
<br />renewals thereof
<br />The seemed debt is evldconod by (List all instruments and agreements secured by this deed of trust and the duties thereof.):
<br />W A PROMISSORY NOTE. AND SECURITY AGREEMENT DATED 04/15/2002
<br />Future advances: The above amount is secured even though all or part of it may not yet be advanced. Future advances are
<br />contemplated and will be secured to the same extent as if made on the date of this deed of tust is executed.
<br />❑ Revolving line of credit agreement dated _,with initial annual interest rate of -%
<br />All amounts owed under this agreement are secured even though all amounts may not yet be advanced future advances under
<br />the agreement are contemplated and will be secured to the some extent as if made on the date this deed of throat is executed.
<br />The above obligation is due and payable on April 15, 2005 ifnot paid earlier.
<br />The total unpaid balance secured by this deed of trust at any one time shall not exceed a maximum gheipal amount of $6,443.94, plus
<br />interest, plus any amounts disbursed under the terms of this deed of trust to protect the security of this deed of trust or to perform any of the
<br />covenants contained in this deed of trust, with interest on such disbursements.
<br />❑ Variable Rate: The interest rate can the obligation secured by this deed of trust may vary according to the terms of that obligation.
<br />❑ A copy of the loan agreement containing the terms under which the interest rate may vary is attached in this deed of ai and
<br />made a pan hereof.
<br />RIDERS: ASSIGNMENT OF RENTS
<br />DESIGNATION OF HOMESTEAD
<br />Pursuant to the Farm Homestead Protection Act, designation of homestead iQtlached to this decd of trust and made a part hereof has
<br />❑ been disclaimed; the disclaimer is attached to this deed of trust mdmade a part hereof.
<br />SIGN ATU By aiguing below, Borrower agree to the terms and cone enents contained In this deed of trust, Including those on page
<br />2, and in a ri ers described above si ed by Borrower.
<br />ENNIS W HARDER CHERYL K HARDER
<br />ACKNOWLEDGMENT: STATE OF NEBRASKA, I TALL COUNTY SS:
<br />The foregoing instrument was acknowledged before me on 04118/2002
<br />By DENNIS W HARDER and CHERYL K HARDER, I It UBAND AND WIFE
<br />1 t
<br />My commission expires -� �- I - 3 - ( ✓J � C s/ a Diary Public)
<br />GbidiAL NOTABYdtato of Nebraska
<br />SHARON K KLEINT
<br />ry My Cumm. top Ooa 3, 2N3
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